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Introduction

API Updated: March 2021

New API: Top Up Flazz Co Partner

Overview of BCA Sandbox APIs:

Request

Method	Endpoint	Usage
POST	/api/oauth/token	Get Access Token for Oauth2.0
GET	/banking/v3/corporates/{CorporateID} /accounts/{AccountNumber1},{AccountNumber2},…,{AccountNumber20}	Get your account(s) balance
GET	/banking/v3/corporates/{CorporateID} /accounts/{AccountNumber}/statements	Get your account statement
POST	/banking/corporates/transfers	Fund Transfer to another BCA account
POST	/banking/corporates/transfers/v2/domestic	Fund Transfer to domestic Bank account
GET	/banking/offline/corporates/accounts/{AccountNumber}/filestatements	Account Statement Offline
GET	/banking/corporates/transfers/status/{TransactionNumber}	Inquiry Transfer Status
GET	/banking/corporates/transfers/v2/domestic/beneficiaries/banks/ (beneficiary_bank_code)/accounts/(beneficiary_account_number)	Inquiry Domestic Account
POST	/sakuku-commerce/payments	Create payment for Sakuku
GET	/sakuku-commerce/payments /{MerchantID}/{PaymentID}	Get Status of Sakuku Transaction
GET	/general/rate/forex	Foreign Exchange Rate Information
GET	/general/info-bca/branch	BCA Branch Location
POST	/fire/accounts/balance	Get balance information
POST	/fire/accounts	Get beneficiary account’s information
POST	/fire/transactions	Get status of a transaction
POST	/fire/transactions/to-account	Transfer funds directly to beneficiary account
POST	/fire/transactions/cash-transfer	Transfer funds to beneficiary to be taken personally
PUT	/fire/transactions/cash-transfer/amend	Amend cash transfer transaction’s detail
POST	/fire/transactions/cash-transfer/cancel	Cancel cash transfer transaction
POST	/va/payments?CompanyCode=&RequestID= OR /va/payments?CompanyCode=&CustomerNumber=	Get status of payment by CompanyCode and CustomerNumber or RequestID
POST	https://www.somesecurities.com/bca/investor-account/statement	Retrieve information of Account Statement of Investor Account for being debited or credited.
POST	https://www.copartners.com/bca-ku/notif-tolakan	Service for BCA to send notification for rejection of domestic bank transfer.
POST	https://www.copartners.com/bca-df/disbursement/notification	Service for BCA to send notification of disbursement.
POST	https://www.copartners.com/bca-df/txn-limit/notification	Service for BCA to send notification of transaction limit update.
POST	https://www.copartners.com/bca-df/stop-supply/notification	Service for BCA to send notification of transaction limit update.
POST	/df/invoice	Send your invoice data to BCA
PUT	/df/invoice	Cancel your invoice data which had been sent to BCA
POST	/fund-collection	Add Fund collection
POST	/fund-blockingAdd data fund blocking	Add data fund blocking
PUT	/fund-blocking	Update data fund blocking
PUT	/fund-blocking/release	Release/cancel data fund blocking
GET	/fund-blocking	Inquiry data fund blocking
POST	/account-authorization/registration	Registration Request
POST	https://copartners.com/account-authorization/notification	Send Notification of Account Authorization Registration status
GET	/accountauthorization/inquiry/{customer_id_merchant}	Inquiry account authorization status
POST	/flazz/getKey	Get Session Key (Part of Topup Flazz Co-Partner API)
POST	/flazz/topup	Send topup request from copartner (Part of Topup Flazz Co-Partner API)
POST	/flazz/reversal	Send reversal request from copartner (Part of Topup Flazz Co-Partner API)
POST	/flazz/ack	Send ack (Part of Topup Flazz Co-Partner API)

Try our APIs using Sandbox. We provide sandbox with dummy and static datas. All the parameter value that can be used to try our sandbox are written on the blue box in this Documentation.

AUTHENTICATION

OAuth2.0

BCA APIs is using OAuth 2.0 as the authorization framework. To get the access token, you need to be authorized by client_id and client_secret. To learn more about the OAuth 2.0 authorization framework, you can read the RFC6749 Documentation.

client_secret dan client_id are used for authentication using OAuth 2.0. You can generate client_id and client_secret after sign in and create application.

Do not share your client_secret! This token act like password, keep it secret and secure, should anyone obtain this information, immediately reset or revoke your client_secret.

Access Token

access_token is an opaque string token that identify the user of the API. This token is required each time an application call API. There are several way to obtain an access_token, which will be described bellow.

Access token must be stored in a secure storage!
Since access_token is portable which mean that once its obtained any request with valid credentials will be considered valid, any agent (mobile device, web browser, or server) could call API requests.

Obtaining Access Token

Access token can be obtained in many way, depend on the grant_type of the application. To access all the services in this sandbox, you will need the access token with grant_type = client_credentials.

Client Credentials Grant

client_credentials grant will provide application access to API without requiring any user credential. Any call requested using access_token obtained using this method are made on behalf of the application instead of the user.

This grant type is designed to be used by server to server call. In order to obtain access_token a request must be made with following specification

Request

Setting	Value
HTTP Method	POST
Path	/api/oauth/token
Host	sandbox.bca.co.id

Request Headers

Name	Format	Mandatory	Description
Authorization	Basic `base64(client_id:client_secret)`	Yes
Content-Type	application/x-www-form-urlencoded	Yes

Request

Field	Data Type	Mandatory	Description
grant_type	String	Yes	value = `client_credentials`

Result of the request will contains following information:

Response

Field	Data Type	Description
access_token	String	your access_token
token_type	String	default is `Bearer`
expires_in	String	`access_token` validity, in seconds
scope	String	application scope/permission granted to application

Signature

Signature is used by BCA to verify that your request is not altered by attackers.

The outline of the HMAC validation process is as follows:

Retrieve Timestamp from HTTP Header (X-BCA-Timestamp)
Retrieve the API Key form HTTP Header (X-BCA-Key)
Lookup the API Secret corresponding to the received key in internal store
Retrieve client HMAC from HTTP Header lowercase hexadecimal format (X-BCA-Signature)
Calculate HMAC using the API Secret as the HMAC secret key
Compare client HMAC with calculated HMAC

If HMAC hash comparison is invalid API Gateway will return a HTTP 400 error code with "HMAC Mismatch" message.

API Key and API Secret are used for hashing HMAC. You can generate API Key and API Secret after sign in and create application.

Generate Signature

SHA-256 HMAC is used to generate the signature with your API secret as the key.

Signature = HMAC-SHA256(apiSecret, StringToSign)

The StringToSign will be a colon-separated list derived from some request data as below:

StringToSign = HTTPMethod+":"+RelativeUrl+":"+AccessToken+":"+Lowercase(HexEncode(SHA-256(RequestBody)))+":"+Timestamp

For GET request (with no RequestBody), you still need to calculate SHA-256 of an empty string.

Details about the data used to derived The StringToSign is explained in the next sections.

HTTP Method

HTTP Method is HTTP Method such as GET, POST, PUT, PATCH, DELETE.
HTTP Method must be given in upper case.

Relative URL

Relative URL is the URL after the hostname & port number.
Relative URL alse includes the query string and must begin with a slash character. Example

Timestamp

The timestamp must be presented in ISO8601 format (yyyy-MM-ddTHH:mm:ss.SSSTZD)

Format	Description
yyyy	four-digit year
MM	two-digit month (01=January, etc.)
dd	two-digit day of month (01 through 31)
T	literal ’T’ as date and time separator
HH	two digits of hour (00 through 23) (am/pm NOT allowed)
mm	two digits of minute (00 through 59)
s	two digits of second (00 through 59)
SSS	three digits representing millisecond (000 through 999)
TZD	time zone designator (+hh:mm or -hh:mm)

EXAMPLE

Request

POST EXAMPLE

Data :
  - Method : POST
  - Relative URL : /banking/corporates/transfers
  - Access token : lIWOt2p29grUo59bedBUrBY3pnzqQX544LzYPohcGHOuwn8AUEdUKS
  - Request body :
    { 
    "CorporateID" : "BCAAPI2016",
        "SourceAccountNumber" : "0201245680",
        "TransactionID" : "00000001",
        "TransactionDate" : "2016-01-30",
        "ReferenceID" : "12345/PO/2016",
        "CurrencyCode" : "IDR",
        "Amount" : "100000.00",
        "BeneficiaryAccountNumber" : "0201245681",
        "Remark1" : "Transfer Test",
        "Remark2" : "Online Transfer"
    }
  - Timestamp : 2016-02-03T10:00:00.000+07:00

API Secret : 22a2d25e-765d-41e1-8d29-da68dcb5698b

Lowercase(HexEncode(SHA-256(RequestBody))) : e3cf5797ac4ac02f7dad89ed2c5f5615c9884b2d802a504e4aebb76f45b8bdfb

StringToSign : POST:/banking/corporates/transfers:lIWOt2p29grUo59bedBUrBY3pnzqQX544LzYPohcGHOuwn8AUEdUKS:e3cf5797ac4ac02f7dad89ed2c5f5615c9884b2d802a504e4aebb76f45b8bdfb:2016-02-03T10:00:00.000+07:00

Signature : 69ad66589ade078a30922a0848725cf153aecfcca82eba94e3270285b4a9c604

GET Example:

Data:
  - Method : GET
  - Relative URL : /banking/v3/corporates/BCAAPI2016/accounts/0201245680/statements?StartDate=2016-09-01&EndDate=2016-09-01
  - Access token : lIWOt2p29grUo59bedBUrBY3pnzqQX544LzYPohcGHOuwn8AUEdUKS
  - Request body : 
  - Timestamp : 2016-02-03T10:00:00.000+07:00

API Secret : 22a2d25e-765d-41e1-8d29-da68dcb5698b

Lowercase(HexEncode(SHA-256(RequestBody))) : e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855

StringToSign : GET:/banking/v2/corporates/BCAAPI2016/accounts/0201245680/statements?EndDate=2016-09-01&StartDate=2016-09-
01:lIWOt2p29grUo59bedBUrBY3pnzqQX544LzYPohcGHOuwn8AUEdUKS:e3b0c44298fc1c149afbf4c8996fb92427ae41e4649b934ca495991b7852b855:2016-02-03T10:00:00.000+07:00

Signature : 3ac124303746d222387d4398dddf33201a384aa22137aa08f4d9843c6f467a48

Response

Headers

To successfully communicate with BCA Banking API, you must provide the following headers in every API request:

Name	Type	Description
Authorization	Alphanumeric	OAuth2.0 Token Format value: Bearer {access_token}
Content-Type	Alphanumeric	Content of your request body e.g. application/json
Origin	url	Origin domain e.g. yourdomain.com
X-BCA-Key	Alphanumeric	Your API Key generated by BCA
X-BCA-Timestamp	yyyy-MM-ddTHH:mm:ss.SSSTZD (ISO 8601)	Timestamp generated by merchant in ISO 8601 e.g. “2016-02-03T10:00:00.000+07:00”
X-BCA-Signature	Alphanumeric	Signature, please refer to section above

Sample request with complete headers:

Request

GET /general/rate/forex HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer a0daAPsGwPDHGMv6MpWzoIPgZvN9YvrSi7xdVI7Jb98638ilM7ila7
Content-Type: application/json
Origin: yourdomain.com
X-BCA-Key: 41138489-1057-4e7e-ab93-9bc97b511cf6 
X-BCA-Timestamp:  2016-02-03T10:00:00.000+07:00
X-BCA-Signature: ce20470484c27c0441d7c9dedc7d3e187e5e908df1780c6c389941b779033519

Response

API Services

Business Banking

1. Account Statement

Get your KlikBCA Bisnis account statement for a period up to 31 days.

Request

Field	DataType	Mandatory	Description
CorporateID	String(10)	Y	Your KlikBCA Bisnis Corporate ID
AccountNumber	String(10)	Y	Account(s) Number
StartDate	String(10)	Y	Start Date of the account statement that you wants to get. Format: yyyy-MM-dd
EndDate	String(10)	Y	End Date of the account statement that you wants to get. Format: yyyy-MM-dd

Please use this value for sandbox:
CorporateID : BCAAPI2016
AccountNumber : 0201245680 or 0063001004
Available data between 2016-08-29 to 2016-09-01. We set the today date (ONLY FOR Account Statement service): 2016-09-01.

Result of the request will contains following information:

Response

Field	DataType	Description
AccountDetail Data Success
StartBalance	String(16)	Balance of the account at the start date. Format: Number, 13.2
Currency	String(3)	Currency of the account (IDR, USD, etc)
StartDate	String(10)	Start Date of the account statement that you wants to get. Format: yyyy-MM-dd
EndDate	String(10)	End Date of the account statement that you wants to get. Format: yyyy-MM-dd. If the end date is not a working day, then end date will changed automatically to the next working day.
Data
TransactionDate	String(5)	Date of Transaction: (“dd/MM”): the date of transaction done “PEND”: Pending transaction
BranchCode	String(4)	Branch code of the transaction
TransactionType	String(1)	Type of transaction: “D”: Debit “K”: Kredit (Credit)
TransactionAmount	String(16)	Amount of transaction. Format: Number, 13.2
TransactionName	String(32)	Name of Transaction
Trailer	String(128)	The Description of transaction

GET banking/v3/corporates/{CorporateID}/accounts/{AccountNumber} /statements?StartDate=yyyy-MM-dd&EndDate=yyyy-MM-dd

Request

GET /banking/v3/corporates/BCAAPI2016/accounts/0201245680/statements?StartDate=2016-09-01&EndDate=2016-09-01 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

Response

{
  "StartDate": "2016-09-01",
  "EndDate"   : "2016-09-01",
  "Currency" : "IDR",
  "StartBalance" : "94163880.00",
  "Data": [
       {
           "TransactionDate":"PEND",
           "BranchCode":"0000",
           "TransactionType":"D",
           "TransactionAmount":"100000.00",
           "TransactionName":"TRSF E-BANKING DB",
           "Trailer":"0109/FTSCY/WS95051 100000.00 Online Transfer   PT DUMMY2"
        },
        {
           "TransactionDate":"PEND",
           "BranchCode":"0061",
           "TransactionType":"C",
           "TransactionAmount":"3000000.00",
           "TransactionName":"NK - LLG",
           "Trailer":""
        },
        {
           "TransactionDate":"PEND",
           "BranchCode":"0000",
           "TransactionType":"D",
           "TransactionAmount":"250000.00",
           "TransactionName":"TRSF E-BANKING DB",
           "Trailer":"0109/FTSCY/WS95051 250800.00 Transfer DUMMY1"
        },
       {
           "TransactionDate":"PEND",
           "BranchCode":"0000",
           "TransactionType":"D",
           "TransactionAmount":"100000.00", 
           "TransactionName":"BA JASA E-BANKING",
           "Trailer":"0109/TRCHG/WS95051BIAYA TRANSFER SME"
        },
       {
           "TransactionDate":"PEND",
           "BranchCode":"0101",
           "TransactionType":"C",
           "TransactionAmount":"10000.00",
           "TransactionName":"KR OTOMATIS",
           "Trailer":"DUMMY7  039903811112"},
       {
          "TransactionDate":"PEND",
          "BranchCode":"0038",
          "TransactionType":"D",
          "TransactionAmount":"100000.00",
          "TransactionName":"TARIKAN TUNAI",
          "Trailer":""
         }
     ]
}

2. Account Statement Offline

You can get your bulk statement in form of file for a period up to 7 days. Your Request must contain following information:

Headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel Identification Number (Ex: 95051 for KlikBCA Bisnis)
CredentialID	String(10)	Y	Your Channel Identity (ex: Your KlikBCA Bisnis CorporateID)

Payload

Field	DataType	Mandatory	Description
AccountNumber	String(10)	Y	Account Number
StartDate	String(10)	Y	Start Date of the account statement that you wants to get. Format: yyyy-MM-dd
EndDate	String(10)	Y	End Date of the account statement that you wants to get. Format: yyyy-MM-dd

Response

Field	DataType	Description
RequestID	String(21)	Statement request ID
TransactionDate	String(10)	Transcation date. Format: yyyy-MM-dd

GET /banking/offline/corporates/accounts/{AccountNumber}/filestatements

Request

GET /banking/offline/corporates/accounts/0201245680/filestatements?StartDate=2016-06-24&EndDate=2016-06-24 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

Response

{
    "RequestID" : "ABCDEFGHIJ_0000000752",
    "ResponseWS" : "Request Account Statement Berhasil Diterima dan Sedang
Diproses",    
}

3. Balance Information

Get your KlikBCA Bisnis account balance information with maximum of 20 accounts in a request. Your Request must contain following information:

Request

Field	DataType	Mandatory	Description
CorporateID	String(10)	Y	Your KlikBCA Bisnis Corporate ID
AccountNumber	String(10)	Y	Account(s) Number

Please use this value for sandbox:
CorporateID : BCAAPI2016
AccountNumber : 0201245680 or 0063001004

Response

Field	DataType	Description
AccountDetail Data Success
AccountNumber	String(10)	Account Number
Currency	String(3)	Currency of the account (IDR, USD, etc)
Balance	String(16)	Balance of the account
AvailableBalance	String(16)	Available balance to be used. Format: Number, 13.2
FloatAmount	String(16)	Amount of deposit that is not effective yet (due to holiday, etc). Format: Number, 13.2
HoldAmount	String(16)	Hold amount that cannot be used. Format: Number, 13.2
Plafon	String(16)	Credit limit of the account. Format: Number, 13.2
AccountDetailDataFailed
English	String(100)	Error message in English
Indonesian	String(100)	Error message in Bahasa Indonesia
Account Number	String(10)	Account Number

GET banking/v3/corporates/{CorporateID}/accounts/{AccountNumber}

Request

GET /banking/v3/corporates/BCAAPI2016/accounts/0201245680,0063001004,1111111111 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

Response

{           
   "AccountDetailDataSuccess":
   [            
      {         
         "AccountNumber": "0201245680",         
         "Currency": "IDR",         
         "Balance": "118849999.53",         
         "AvailableBalance": "118849999.53",            
         "FloatAmount": "0.00",         
         "HoldAmount": "0.00",          
         "Plafon": "0.00"           
      },            
      {         
         "AccountNumber": "0063001004",         
         "Currency": "IDR",         
         "Balance": "69942987.27",          
         "AvailableBalance": "69942987.27",         
         "FloatAmount": "0.00",         
         "HoldAmount": "0.00",          
         "Plafon": "0.00"           
      },            
   ],           
   "AccountDetailDataFailed":    
   [            
      {         
         "English": "Invalid AccountNumber",            
         "Indonesian": "AccountNumber Tidak Valid",         
         "AccountNumber": "1111111111"          
      }
   ]
}

4. Domestic Fund Transfer

You can send fund transfer instructions to BCA using this service. The source of fund transfer must be from your corporate's own deposit account. The recipient may be any deposit account within domestic bank except BCA.
Your Request must contain following information:

Additional headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel Identification Number (Ex: 95051 for KlikBCA Bisnis)
CredentialID	String(10)	Y	Your Channel Identity (ex: Your KlikBCA Bisnis CorporateID)

Payload

Field	DataType	Mandatory	Description
TransactionID	String(8)	Y	Transaction ID unique per 90 days (using UTC+07 Time Zone). Format: Number Must be 8 in length.
TransactionDate	String(10)	Y	Transaction date. Format: yyyy-MM-dd
ReferenceID	String(30)	Y	Sender’s transaction reference ID
SourceAccountNumber	String(10)	Y	Source of Fund Account Number
BeneficiaryAccountNumber	String(34)	Y	Account name to be credited (destination)
BeneficiaryBankCode	String(8)	Y	Bank Code of account to be credited (destination)
BeneficiaryName	String(70)	Y	Account name to be credited (destination)
Amount	String(16)	Y	Transfer amount. Format: Number, 13.2
TransferType	String(3)	Y	LLG or RTG
BeneficiaryCustType	String(1)	Y	1 = Personal 2 = Corporate 3 = Government
BeneficiaryCustResidence	String(1)	Y	1 = Resident 2 = Non Resident
CurrencyCode	String(3)	Y	Currency Code (For now support only IDR)
Remark1	String(18)	N	Transfer remark for receiver
Remark2	String(18)	N	Transfer remark for receiver

Please use this value for sandbox:
Source Account Number : 0201245680
Beneficiary Account Number : 0201245501 (for dormant account),0201245502(for blocked account)
Bank Code : BRONINJA
Minimum Amount is Rp 1 & maximum Amount is Rp 100.000.000
Channel ID : 95051
Credential ID : BCAAPI
Transaction Date : No longer than 2018-05-03

Result of the request will contains following information:

Response

Field	DataType	Description
TransactionID	String(8)	Transaction ID unique per day. (Using UTC+07 Time Zone). Format: Number
TransactionDate	String(10)	Transcation date. Format: yyyy-MM-dd
filler_ppu_no	String(5)	LLG/RTG Response Only

POST /banking/corporates/transfers/v2/domestic

Request

POST /banking/corporates/transfers/v2/domestic HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
channel-id: [channel_id]
credential-id: [credential_id]

{
    "transaction_id" : "00000001",
    "transaction_date" : "2016-01-30",
    "source_account_number" : "0201245680",
    "beneficiary_account_number" : "0201245681",
    "beneficiary_bank_code" : "BRINIDJA",",
    "beneficiary_name" : "Tester",
    "amount" : "100000.00",
    "transfer_type" : "LLG",
    "beneficiary_cust_type" : "1",",
    "beneficiary_cust_residence" : "1",",
    "currency_code" : "IDR",
    "remark1" : "Transfer Test",
    "remark2" : "Online Transfer"
    "beneficiary_email" : "test@123.com"
}

Response

RESPONSE LLG:

{
    "transaction_id" : "00000001",
    "transaction_date" : "2016-01-30",
    "filler_ppu_no"" : ""
}

RESPONSE ONL:
{
    "transaction_id" : "00000001",
    "transaction_date" : "2016-01-30",
}

5. Fund Transfer

You can send fund transfer instructions to BCA using this service. The source of fund transfer must be from your corporate’s own deposit account. The recipient may be any deposit account within BCA. Your Request must contain following information:

Payload

Field	DataType	Mandatory	Description
CorporateID	String(10)	Y	Your KlikBCA Bisnis Corporate ID
SourceAccountNumber	String(10)	Y	Source of Fund Account Number
TransactionID	String(8)	Y	Transcation ID unique per day (using UTC+07 Time Zone). Format: Number
TransactionDate	String(10)	Y	Transaction date. Format: yyyy-MM-dd
ReferenceID	String(30)	Y	Sender’s transaction reference ID
CurrencyCode	String(3)	Y	Currency Code (For now support IDR)
Amount	String(16)	Y	Transfer amount. Format: Number, 13.2
BeneficiaryAccountNumber	String(10)	Y	BCA Account number to be credited (Destination)
Remark1	String(18)	N	Transfer remark for receiver
Remark2	String(18)	N	Transfer remark for receiver

Please use this value for sandbox:
Source Account Number : 0201245680
Beneficiary Account Number : 0201245681,0201245501(for closed account)

Result of the request will contains following information:

Response

Field	DataType	Description
TransactionID	String(8)	Transaction ID unique per day. (Using UTC+07 Time Zone). Format: Number
TransactionDate	String(10)	Transcation date. Format: yyyy-MM-dd
ReferenceID	String(30)	Sender’s transaction reference ID
Status	String(20)	Transfer Status: “Success”

POST /banking/corporates/transfers

Request

POST /banking/corporates/transfers HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

{
    "CorporateID" : "BCAAPI2016",
    "SourceAccountNumber" : "0201245680",
    "TransactionID" : "00000001",
    "TransactionDate" : "2016-01-30",
    "ReferenceID" : "12345/PO/2016",
    "CurrencyCode" : "IDR",
    "Amount" : "100000.00",
    "BeneficiaryAccountNumber" : "0201245681",
    "Remark1" : "Transfer Test",
    "Remark2" : "Online Transfer"
}

Response

{
    "TransactionID" : "00000001",
    "TransactionDate" : "2016-01-30",
    "ReferenceID" : "12345/PO/2016",
    "Status" : "Success"
}

6. Inquiry Domestic Account

Inquiry Domestic Account service is to get beneficiary account information including beneficiary account name. (This feature is only available for switching bank member)

Headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel Identification Number (Ex: 95051 for KlikBCA Bisnis)
CredentialID	String(10)	Y	Your Channel Identity (ex: Your KlikBCA Bisnis CorporateID)

Path

Field	DataType	Mandatory	Description
beneficiary_account_number	String	Y	Beneficiary Account Number
beneficiary_bank_code	String	Y	Beneficiary Bank Code

Response

Field	DataType	Description
beneficiary_bank_code	String
beneficiary_account_number	String
beneficiary_account_name	String

GET /banking/corporates/transfers/v2/domestic/beneficiaries/banks/(beneficiary_bank_code)/accounts/(beneficiary_account_number)

Request

GET /banking/corporates/transfers/v2/domestic/beneficiaries/banks/BNIAIDJA/accounts/1231314113331 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
channel-id: [channel_id]
credential-id: [credential_id]

Response

{
    "beneficiary_bank_code" : "BNIAIDJA",
    "beneficiary_account_number" : "1231314113331",
    "beneficiary_account_name"" : "Trinawati Eka Putri"
}

7. Inquiry Transfer Status

Get fund transfer status. Your Request must contain following information:

Headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel Identification Number (Ex: 95051 for KlikBCA Bisnis)
CredentialID	String(10)	Y	Your Channel Identity (ex: Your KlikBCA Bisnis CorporateID)

Path Parameters

Field	DataType	Mandatory	Description
TransactionID	String(14)	Y	Fund Transfer Transaction ID

Query Parameters

Field	DataType	Mandatory	Description
TransactionDate	String(10)	Y	Fund Transfer Transaction Date. Format: yyyy-MM-dd
TransferType	String(3)	Y	Fund Transfer Transaction Type BCA, LLG or RTG

Response

Field	DataType	Description
transaction_id	String(14)	Fund Transfer Transaction ID
transaction_date	String(10)	Transaction Date
transaction_type	String(3)	BCA/LLG/RTG
source_account_number	String(10)	Source of Fund Account Number
beneficiary_account_number	String(34)	Account number to be credited (destination)
currency_code	String(3)	Currency Code
amount	String(13,2)	Transfer Amount
status_code	String(2)	Transfer Status Code 00 : Success 01 : Failed 02 : Pending
reason
english	String(50)	Transfer Status in English
indonesia	String(50)	Transfer Status in Bahasa

GET /banking/corporates/transfers/status/{TransactionNumber}

Request

GET /banking/corporates/transfers/status/17071800840035?TransactionDate=2017-07-18&TransferType=BCA HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]

Response

{
    "transaction_id" : "17071800840035",
    "transaction_date" : "2017-07-18",
    "transfer _type" : "BCA",
    "source_account_number" : "0611081561",
    "beneficiary_account_number" : "0613809551",
    "currency_code" : "IDR",
    "amount" : "275550",  
    "status_code" : "00",
    "reason": {
		"English": "Transaction on process"
		"Indonesian": "Transaksi sedang dalam proses",
	}	
}

Collection

1. Account Authorization Notification

Service for BCA to notify Account Authorization Registration Status.

Your Request must contain following information:

Request

Field	Data Type	Mandatory	Description
request_id	String(833)	Y	Request ID
customer_no	String(15)	Y	Customer Number
customer_name	String(30)	Y	Customer Name
db_account_no	String(10)	Y	Mandatory If “status” = 01
status	String(2)	Y	SKPR Registration Status “01” = Success "02” = Failed

Response

Field	DataType	Description
request_id	String(33)	Request ID
response_ws	String(1)	Response 0 = Success 1 = Failed

POST https://copartners.com/account-authorization/notification

Request

POST https://copartners.com/account-authorization/notification HTTP/1.1
{
    "request_id" : "A2AAB46BE91573E6E05400144FFED17AB",
    "customer_no" : "081818181818181",
    "customer_name" : "nama pelanggan"",
    "db_account_no" : "0611112221"",	
    "status" : "01"",
}

Response

{
    "request_id" : "A2AAB46BE91573E6E05400144FFED17A",
    "response_ws"" : "0",
}

2. Account Authorization Registration

Get your request ID which will be required to access Account Authorization webview.

Your Request must contain following information:

Additional headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel ID (BCA channel’s identifier).Ex: “95051”.
CredentialID	String(10)	Y	Company Code Auto-Collection

Request

Field	DataType	Mandatory	Description
customer_id_merchant	String(15)	Y	Customer id merchant in number.
identifications	Object	Y	Customer data
type	Numeric(1)	Y	Customer data type. Type contains numbers 1, 2, and 3. 1 = “Nama Pelanggan” 2 = “Tipe Debit” 3 = “Nominal Pembayaran”
identification	String(30)	Y	If “type” : “1” then “identification ” : “customer name”. Example : “identification” : “budi”
identification	String(1)	Y	If “type” : “2” then “identification ” : “tipe_debit” (F : Fix / V : Variable). Example : “identification” : “V”
identification	Numeric(13)	Y	If “type” : “3” then “identification ” :“nominal pembayaran”. If tipe_debit = V then amount “0”. If tipe_debit = F the amount “nominal transaksi. Example : “identification” : “0”
merchant_logo_url	String	N	Merchant logo URL to display on webview

Response

Field	DataType	Mandatory	Description
request_id	String(33)	Y	Registration token to open a webview
random_string	String(16)	Y	Random string used to generate String verification to open webview
expired_date	Long(13)	Y	Expired date in epoch
created_date	Long(13)	Y	Created date in epoch

Here is the list of error codes that can be returned:

HTTP Code	Error Code	Error Message (Indonesian)	Error Message (English)
400	3-2-100	ID pelanggan harus diisi	Customer ID cannot be empty
400	3-2-100	ID pelanggan tidak valid	Invalid customer ID
400	3-2-100	Nama pelanggan harus diisi	Customer name cannot be empty
400	3-2-100	Nama pelanggan tidak valid	Invalid customer name
400	3-2-100	Tipe debit harus diisi	Debit type cannot be empty
400	3-2-100	Tipe debit tidak valid	Invalid debit type
400	3-2-100	Jumlah pembayaran harus diisi	Amount cannot be empty
400	3-2-100	Jumlah pembayaran tidak valid	Invalid amount
400	3-2-101	Kode perusahaan tidak valid	Invalid company code
400	3-2-300	Registrasi Kuasa Debet telah melebihi batas maksimal. Silahkan hubungi Halo BCA untuk informasi lebih lanjut	Account Authorization registrastion already exceed the limit. Please contact Halo BCA for the further information
400	3-2-307	ID pelanggan sudah aktif	Customer ID already active
400	3-2-325	Data pelanggan tidak ditemukan	Customer data not found
400	3-2-300	Transaksi tidak dapat diproses. Silahkan ulangi beberapa saat lagi	Transaction cannot be completed. Please try again later
400	3-2-998	Transaksi gagal. Silahkan ulangi beberapa saat lagi	Transaction failed. Please try again later.
400	3-2-999	Transaksi tidak dapat diproses. Silahkan ulangi beberapa saat lagi	Transaction cannot be completed. Please try again later

POST /account-authorization/registration

Request

POST /account-authorization/registration HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]

{
    "customer_id_merchant" : "081818181818181",
     "identifications" : [
        {"type":"1","identification" : "nama pelanggan"},
        {"type":"2","identification" : "V"},
	{"type":"3","identification" : "0"},
        ],
    "merchant_logo_url" : "https://logo.com/",
}

Response

{
    "request_id" : "A2AAB46BE91573E6E05400144FFED17A",
    "random_string"" : "L1APowN4R3uM1CiY",
    "expired_date" : "1586226654111",
    "created_date" : "1586224854111"
}

3. Add Fund Block

This service is used to request new blocking on some amount of money from your destination bank account. No request cut off time applied so you can add new blocking request anytime. Every blocking request has its own expiry date.

Your Request must contain following information:

Additional headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel’s identifier. Fill it with “95051”.
CredentialID	String(10)	Y	Channel’s credential (KlikBCA Bisnis Corporate ID)

Request

Field	DataType	Mandatory	Description
TransactionID	String(18)	Y	Unique data from Corporate. Format: Numeric.
ReferenceNumber	String(14)	Y	Sender's Transaction Reference ID. Format: Numeric.
RequestType	String(2)	Y	A = Request Add Blocking. Format: Alphabet.
DebitedAccount	String(10)	O	Account to be debited, must registered at KlikBCA Bisnis. Format: Numeric.
Amount	String(13,2)	Y	Total length is 15, include decimal amount. Format: Numeric, 13.2
Currency	String(3)	Y	Currently is IDR only.
ExpiredDate	String(10)	Y	Transaction Expired Date. Max : 366 days. Format: yyyy-MM-dd.
TransactionDate	String(10)	Y	The date of the Transaction. Format: yyyy-MM-dd.
Remark1	String(18)	Y	Transfer remark for receiver.
Remark2	String(18)	Y	Transfer remark for receiver.
Email	String(254)	Y	Email address of beneficiary (blocked account’s owner).

Response

Field	DataType	Description
TransactionID	String(18)	Unique data from Corporate. Format: Numeric.
ReferenceNumber	String(14)	Sender's Transaction Reference ID. Format: Numeric.
DebitedAccount	String(10)	Account to be debited, must registered at KlikBCA Bisnis. Format: Numeric.
Amount	String(13,2)	Total length is 15, include decimal amount. Format: Numeric, 13.2
Currency	String(3)	Currently is IDR only.
TransactionDate	String(10)	The date of the Transaction Performed get by system. Format: yyyy-MM-dd.
Status	String(10)	Transaction status

POST /fund-collection

Request

POST /fund-blocking HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]

{
    "TransactionID" : "0000000001",
    "ReferenceNumber" : "1111111110",
    "RequestType" : "A",
    "DebitedAccount"" : "1234567890",
    "Amount" : "100200300.00",
    "Currency" : "IDR",
    "ExpiredDate" : "2018-03-30",
    "TransactionDate" : "2018-02-15",
    "Remark1"" : "Testing block 1",
    "Remark2"" : "Testing block 2",
    "Email"" : "beneficiary@mail.com",
}

Response

{
    "TransactionID" : "0000000001",
    "ReferenceNumber"" : "1111111110",
    "DebitedAccount" : "1234567890",
    "Amount" : "100200300.00",
    "Currency" : "IDR",
    "TransactionDate" : "2018-02-15"
	"Status"" : "Success",
}

4. Add Fund Collection

This service is used to collect some amount of money from your destination bank account that have been blocked before.

Your Request must contain following information:

Additional headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel’s identifier. Fill it with “95051”.
CredentialID	String(10)	Y	Channel’s credential (KlikBCA Bisnis Corporate ID)

Request

Field	DataType	Mandatory	Description
TransactionID	String(18)	Y	Unique data from Corporate. Format: Numeric.
ReferenceNumber	String(14)	Y	Sender's Transaction Reference ID. Format: Numeric.
RequestType	String(2)	Y	B = With Blocking, NB = Without Blocking. Format: B or NB.
DebitedAccount	String(10)	O	Account to be debited, must registered at KlikBCA Bisnis.Mandatory ONLY IF RequestType = NB (Without Blocking). Otherwise must left empty. Format: Numeric.
Amount	String(16)	Y	Maximum length is 16, include decimal amount. Format: Numeric, 13.2
Currency	String(3)	Y	Currently is IDR only.
CreditedAccount	String(10)	Y	Account to be credited
EffectiveDate	String(10)	Y	Transaction Effective Date. Max : 366 days. Format: yyyy-MM-dd.
TransactionDate	String(10)	Y	The date of the Transaction. Format: yyyy-MM-dd.
Remark1	String(18)	Y	Transfer remark for receiver.
Remark2	String(18)	Y	Transfer remark for receiver.
Email	String(254)	Y	Email address of beneficiary (blocked account’s owner).

Response

Field	DataType	Description
TransactionID	String(18)	Unique data from Corporate. Format: Numeric.
ReferenceNumber	String(14)	Sender's Transaction Reference ID. Format: Numeric.
RequestType	String(2)	B = With Blocking, NB = Without Blocking. Format: B or NB.
DebitedAccount	String(10)	Account to be debited, must registered at KlikBCA Bisnis.Mandatory ONLY IF RequestType = NB (Without Blocking). Otherwise must left empty. Format: Numeric.
Amount	String(16)	Maximum length is 16, include decimal amount. Format: Numeric, 13.2
Currency	String(3)	Currently is IDR only.
CreditedAccount	String(10)	Account to be credited
EffectiveDate	String(10)	Transaction Effective Date. Max : 366 days. Format: yyyy-MM-dd.
TransactionDate	String(10)	The date of the Transaction Performed get by system. Format: yyyy-MM-dd.
Status	String(10)	Transaction status

POST /fund-collection

Request

POST /fund-collection HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]

{
    "TransactionID" : "0000000001",
    "ReferenceNumber" : "1111111110",
    "RequestType" : "B",
    "DebitedAccount"" : "1234567890",
    "Amount" : "100200300.00",
    "Currency" : "IDR",
    "CreditedAccount"" : "1234567891",
    "EffectiveDate"" : "2018-02-15",
    "TransactionDate" : "2018-02-15",
    "Remark1"" : "Testing block 1",
    "Remark2"" : "Testing block 2",
    "Email"" : "beneficiary@mail.com",
}

Response

{
    "TransactionID" : "0000000001",
    "ReferenceID"" : "1111111110",
    "DebitedAccount" : "1234567890",
    "Amount" : "100200300.00",
    "Currency" : "IDR",
    "CreditedAccount" : "1234567891",
    "EffectiveDate" : "2018-02-15",
    "TransactionDate" : "2018-02-15"
	"Status"" : "Success",
}

5. Inquiry Account Authorization Status

This service is used to get account authorization status based on the customer id.

Your Request must contain following information:

Additional headers and URI Params

Field	Params Type	DataType	Mandatory	Description
ChannelID	Header	String(5)	Y	Channel ID (BCA channel’s identifier).Ex: “95051”.
CredentialID	Header	String(10)	Y	Company Code Auto-Collection
customer_id_merchant	Path	String(15)	Y	Customer ID in number. Account authorization status that can be inquired is 7 days back from the inquiry date

Response

Field	DataType	Description
customer_id_merchant	String(15)	Customer id from input
skpr_pending	Object	Account authorization pending list. Shows list of on process/failed account authorization registration
request_id	String(33)	Request ID. ID when request registration
status	String(2)	Registration status: 02 = Failed 03 = On process
failed_date	String(10)	Account authorization failed date (only when status = 02) Format: yyyy-MM-dd
skpr_active	Object	Account authorization active list. Shows list of active account authorization registration
skpr_id	String(33)	SKPR ID. ID when request registration
db_account_no	String(10)	Account number registered
active_date	String(10)	SKPR active date Format: yyyy-MM-dd

Here is the list of error codes that can be returned:

HTTP Code	Error Code	Error Message (Indonesian)	Error Message (English)
400	3-2-100	ID pelanggan harus diisi	Customer ID cannot be empty
400	3-2-100	ID pelanggan tidak valid	Invalid customer ID
400	3-2-100	Nama pelanggan harus diisi	Customer name cannot be empty
400	3-2-100	Nama pelanggan tidak valid	Invalid customer name
400	3-2-100	Tipe debit harus diisi	Debit type cannot be empty
400	3-2-100	Tipe debit tidak valid	Invalid debit type
400	3-2-100	Jumlah pembayaran harus diisi	Amount cannot be empty
400	3-2-100	Jumlah pembayaran tidak valid	Invalid amount
400	3-2-101	Kode perusahaan tidak valid	Invalid company code
400	3-2-300	Registrasi Kuasa Debet telah melebihi batas maksimal. Silahkan hubungi Halo BCA untuk informasi lebih lanjut	Account Authorization registrastion already exceed the limit. Please contact Halo BCA for the further information
400	3-2-307	ID pelanggan sudah aktif	Customer ID already active
400	3-2-325	Data pelanggan tidak ditemukan	Customer data not found
400	3-2-300	Transaksi tidak dapat diproses. Silahkan ulangi beberapa saat lagi	Transaction cannot be completed. Please try again later
400	3-2-998	Transaksi gagal. Silahkan ulangi beberapa saat lagi	Transaction failed. Please try again later.
400	3-2-999	Transaksi tidak dapat diproses. Silahkan ulangi beberapa saat lagi	Transaction cannot be completed. Please try again later

GET /account-authorization/inquiry/{customer_id_merchant}

Request

GET /account-authorization/inquiry/081818181818181 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]

Response

{
    "customer_id_merchant" : "081818181818181",
    "skpr_pending" : [
	{
		"request_id" : "A9DB1D7A9CE804C5E05400144FFED17A"",
		"status" : "03""	
	},
	{
		"request_id" : "A9DB1D7A9CE704C5E05400144FFED17A"",
		"status" : "02"",	
		"failed_date" : "2020-07-06"	
	}
      ],
      "skpr_active" : [
	{
		"skpr_id" : "A7C6791C9ADC6CB9E05400144FFED17A"",
		"db_account_no" : "0250995514"",	
		"active_date" : "2020-06-11"	
	}
      ]
}

6. Inquiry Block Status

This service is used to request inquiry fund blocking. No request cut off time applied so you can inquiry fund blocking request anytime.

Your Request must contain following information:

Additional headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel’s identifier. Fill it with “95051”.
CredentialID	String(10)	Y	Channel’s credential (KlikBCA Bisnis Corporate ID)

Request

Field	DataType	Mandatory	Description
SearchBy	String(15)	Y	There are 3 options to inquiry block status which are : - TransactionID - ReferenceNumber - DebitedAccount
Value	String(20)	Y	Value to be inquired based on the “SearchBy” parameter.

Response

Field	DataType	Description
FundBlockDetails	Array of Object	The object that hold information of the FundBlockDetails.
TransactionID	String(18)	Unique data from Corporate. Format: Numeric.
ReferenceNumber	String(14)	Sender's Transaction Reference ID. Format: Numeric.
DebitedAccount	String(10)	Account to be debited, must registered at KlikBCA Bisnis. Format: Numeric.
Amount Blocked	String(13,2)	Total length is 15, include decimal amount. Format: Numeric, 13.2
TransactionDate	String(10)	The date of the Transaction Performed get by system. Format: yyyy-MM-dd.
ExpiredDate	String(10)	The date of the Blocking Fund will expired. Format: yyyy-MM-dd.
Currency	String(3)	Currently is IDR only.
Remark1	String(18)	Transfer remark for receiver.
Remark2	String(18)	Transfer remark for receiver.
Email	String(254)	Email address of beneficiary (blocked account’s owner).

7. Release/Cancel Fund Block

This service is used to request release or cancelation on existing. No request cut off time applied so you can add new release request anytime.

Your Request must contain following information:

Additional headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel’s identifier. Fill it with “95051”.
CredentialID	String(10)	Y	Channel’s credential (KlikBCA Bisnis Corporate ID)

Request

Field	DataType	Mandatory	Description
TransactionID	String(18)	Y	Existing unique data from Corporate. Format: Numeric.
ReferenceNumber	String(14)	Y	Existing sender's Transaction Reference ID. Format: Numeric.
RequestType	String(2)	Y	D = Request Cancel Blocking.

Response

Field	DataType	Description
TransactionID	String(18)	Unique data from Corporate. Format: Numeric.
ReferenceNumber	String(14)	Sender's Transaction Reference ID. Format: Numeric.
DebitedAccount	String(10)	Account to be debited, must registered at KlikBCA Bisnis. Format: Numeric.
Amount	String(13,2)	Total length is 15, include decimal amount. Format: Numeric, 13.2
Currency	String(3)	Currently is IDR only.
TransactionDate	String(10)	The date of the Transaction Performed get by system. Format: yyyy-MM-dd.
Status	String(10)	Transaction status

POST /fund-collection

Request

POST /fund-blocking HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]

{
    "TransactionID" : "0000000001",
    "ReferenceNumber" : "1111111110",
    "RequestType" : "D",
}

Response

{
    "TransactionID" : "0000000001",
    "ReferenceNumber"" : "1111111110",
    "DebitedAccount" : "1234567890",
    "Amount" : "200300400.00",
    "Currency" : "IDR",
    "TransactionDate" : "2018-02-15"
	"Status"" : "Success",
}

8. Update Fund Block

This service is used to request update on existing blocking data. No request cut off time applied so you can add new update request anytime. Only several data that can be updated.

Your Request must contain following information:

Additional headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel’s identifier. Fill it with “95051”.
CredentialID	String(10)	Y	Channel’s credential (KlikBCA Bisnis Corporate ID)

Request

Field	DataType	Mandatory	Description
TransactionID	String(18)	Y	Existing unique data from Corporate. Format: Numeric.
ReferenceNumber	String(14)	Y	Existing sender's Transaction Reference ID. Format: Numeric.
RequestType	String(2)	Y	U = Request Update Blocking. Format: Alphabet.
Amount	String(13,2)	Y	Updatable. Total length is 15, include decimal amount. Format: Numeric, 13.2
Currency	String(3)	Y	Currently is IDR only.
ExpiredDate	String(10)	Y	Updatable. Transaction Expired Date. Max : 366 days. Format: yyyy-MM-dd.
TransactionDate	String(10)	Y	The date of the Transaction. Format: yyyy-MM-dd.
Remark1	String(18)	Y	Updatable. Transfer remark for receiver.
Remark2	String(18)	Y	Updatable. Transfer remark for receiver.
Email	String(254)	Y	Updatable. Email address of beneficiary (blocked account’s owner).

Response

Field	DataType	Description
TransactionID	String(18)	Unique data from Corporate. Format: Numeric.
ReferenceNumber	String(14)	Sender's Transaction Reference ID. Format: Numeric.
DebitedAccount	String(10)	Account to be debited, must registered at KlikBCA Bisnis. Format: Numeric.
Amount	String(13,2)	Total length is 15, include decimal amount. Format: Numeric, 13.2
Currency	String(3)	Currently is IDR only.
TransactionDate	String(10)	The date of the Transaction Performed get by system. Format: yyyy-MM-dd.
Status	String(10)	Transaction status

POST /fund-collection

Request

POST /fund-blocking HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]

{
    "TransactionID" : "0000000001",
    "ReferenceNumber" : "1111111110",
    "RequestType" : "U",
    "Amount" : "200300400.00",
    "Currency" : "IDR",
    "ExpiredDate" : "2018-03-11",
    "TransactionDate" : "2018-02-15",
    "Remark1"" : "Testing updt 1",
    "Remark2"" : "Testing updt 2",
    "Email"" : "beneficiary@mail.com",
}

Response

{
    "TransactionID" : "0000000001",
    "ReferenceNumber"" : "1111111110",
    "DebitedAccount" : "1234567890",
    "Amount" : "200300400.00",
    "Currency" : "IDR",
    "TransactionDate" : "2018-02-15"
	"Status"" : "Success",
}

Financing

1. Add Invoice

You can send your invoice data to BCA using this service.
Cut-off time: 08.00 P.M - 04.00 A.M (using UTC+07 Time Zone)
Your Request must contain following information:

Additional Headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel’s identifier. Fill it with “95051”.
CredentialID	String(10)	Y	Channel’s credential (KlikBCA Bisnis Corporate ID)

Payload

Field	Data Type	Mandatory	Description
TransactionID	String(20)	Y	Transaction ID unique per request (using UTC+07 Time Zone format). Must be 20 in length
TransactionDate	String(10)	Y	Transaction date. Format: yyyyMM-dd. Must be today’s date
ReferenceID	String(30)	Y	Sender’s invoice number. Must be unique
DistributorCode	String(20)	Y	Distributor Code. Format: Alphanumeric and Special Character
Amount	String(16)	Y	Transfer Amount. Format: Number, 13.2
CurrencyCode	String(3)	Y	Currency Code. Format: Alphanumeric
PrincipalCode	String(11)	Y	Principal Code. Must be 11 in length. Format: Numeric
SubPrincipalCode	String(11)	Y	Sub Principal Code. Must be 11 in length. Disbursement to Sub Principal only. Format: Numeric.
DisburseDate	String(10)	Y	Transaction date. Format: yyyyMM-dd

Response

Field	DataType	Description
TransactionID	String(20)	Transaction ID unique per request (using UTC+07 Time Zone format). Must be 20 in length
TransactionDate	String(10)	Transaction date. Format: yyyy-MM-dd. Must be today’s date
ReferenceID	String(30)	Sender’s invoice number. Must be unique
DistributorCode	String(20)	Distributor Code. Format: Alphanumeric and Special Character
Amount	String(16)	Transfer Amount. Format: Number, 13.2
CurrencyCode	String(3)	Currency Code. Format: Alphanumeric
PrincipalCode	String(11)	Principal Code. Must be 11 in length. Format: Numeric
SubPrincipalCode	String(11)	Sub Principal Code. Must be 11 in length. Disbursement to Sub Principal only. Format: Numeric.
DisburseDate	String(10)	Transaction date. Format: yyyy-MM-dd

POST /df/invoice

Request

POST df/invoice HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]

{
    "TransactionID" : "ABCDEFGHIJ0123456789",
    "TransactionDate" : "2018-02-15",
    "ReferenceID" : "INV0000001",
    "DistributorCode"" : "ABCDE-12345",
    "Amount" : "100000000.00",
    "CurrencyCode" : "IDR",
    "PrincipalCode"" : "00000000001",
    "DisburseDate"" : "2018-02-30",
}

Response

{
    "TransactionID" : "ABCDEFGHIJ0123456789",
    "TransactionDate" : "2018-02-15",
    "ReferenceID"" : "INV0000001",
    "DistributorCode" : "ABCDE-12345",
    "Amount" : "100000000.00",
    "CurrencyCode" : "IDR",
    "PrincipalCode" : "00000000001",
    "SubPrincipalCode" : "",
    "DisburseDate" : "2018-02-30"
}

2. Cancel Invoice

You can cancel your invoice data which had been sent to BCA using this service, at least 1(one) day before disburse date.

Cut-off time: 08.00 P.M - 04.00 A.M (using UTC+07 Time Zone)

Your Request must contain following information:

Additional Headers

Field	DataType	Mandatory	Description
ChannelID	String(5)	Y	Channel’s identifier. Fill it with “95051”.
CredentialID	String(10)	Y	Channel’s credential (KlikBCA Bisnis Corporate ID)

Request

Field	Data Type	Mandatory	Description
TransactionID	String(20)	Y	Transaction ID unique per request (using UTC+07 Time Zone format). Must be 20 in length
TransactionDate	String(10)	Y	Transaction date. Format: yyyyMM-dd. Must be today’s date
ReferenceID	String(30)	Y	Sender’s invoice number. Must be same as previous created sender’s invoice number.
DistributorCode	String(20)	Y	Distributor Code. Format: Alphanumeric and Special Character
Amount	String(16)	Y	Transfer Amount. Format: Number, 13.2. Must be same as previous created invoice transfer amount
CurrencyCode	String(3)	Y	Currency Code. Format: Alphanumeric
PrincipalCode	String(11)	Y	Principal Code. Must be 11 in length. Format: Numeric
SubPrincipalCode	String(11)	Y	Sub Principal Code. Must be 11 in length. Disbursement to Sub Principal only. Format: Numeric.
DisburseDate	String(10)	Y	Transaction date. Format: yyyy-MM-dd. Must be same as previous created invoice disburse date

Response

Field	DataType	Description
TransactionID	String(20)	Transaction ID unique per request (using UTC+07 Time Zone format). Must be 20 in length
TransactionDate	String(10)	Transaction date. Format: yyyy-MM-dd. Must be today’s date
ReferenceID	String(30)	Sender’s invoice number. Must be unique
DistributorCode	String(20)	Distributor Code. Format: Alphanumeric and Special Character
Amount	String(16)	Transfer Amount. Format: Number, 13.2
CurrencyCode	String(3)	Currency Code. Format: Alphanumeric
PrincipalCode	String(11)	Principal Code. Must be 11 in length. Format: Numeric
SubPrincipalCode	String(11)	Sub Principal Code. Must be 11 in length. Disbursement to Sub Principal only. Format: Numeric.
DisburseDate	String(10)	Transaction date. Format: yyyy-MM-dd

PUT /df/invoice

Request

PUT df/invoice HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]

{
    "TransactionID" : "ABCDEFGHIJ0123456789",
    "TransactionDate" : "2018-02-15",
    "ReferenceID" : "INV0000001",
    "DistributorCode"" : "ABCDE-12345",
    "Amount" : "100000000.00",
    "CurrencyCode" : "IDR",
    "PrincipalCode"" : "00000000001",
    "DisburseDate"" : "2018-02-30",
}

Response

{
    "TransactionID" : "ABCDEFGHIJ0123456789",
    "TransactionDate" : "2018-02-15",
    "ReferenceID"" : "INV0000001",
    "DistributorCode" : "ABCDE-12345",
    "Amount" : "100000000.00",
    "CurrencyCode" : "IDR",
    "PrincipalCode" : "00000000001",
    "SubPrincipalCode" : "",
    "DisburseDate" : "2018-02-30"
}

3. Disbursement Notification

Service for BCA to send notification of disbursement.

Additional Headers

Field	DataType	Mandatory	Description
X-Pass-Signature	String(5)	Y	This is a header field, use to replace the “Pass” field on everybody payload that contains signature. This field occurred on every BCA request to Copartner’s API.

Request

Field	Data Type	Mandatory	Description
TransactionID	String(20)	Y	UUID as unique ID for every request
TransactionDate	String(10)	Y	Transaction date. Format: yyyyMM-dd. Must be today’s date
ReferenceID	String(30)	Y	Invoice number. Must be unique
DistributorCode	String(20)	Y	Distributor Code. Format: Alphanumeric and Special Character
Amount	String(16)	Y	Transfer Amount. Format: Number, 13.2
CurrencyCode	String(3)	Y	Currency Code. Format: Alphanumeric
PrincipalCode	String(11)	Y	Principal Code. Must be 11 in length. Format: Numeric
SubPrincipalCode	String(11)	Y	Sub Principal Code. Format : Numeric
DisburseDate	String(10)	Y	Transaction date. Format: yyyy-MM-dd

Response

Field	DataType	Description
TransactionID	String(20)	Same TransactionID from request. It’s a UUID
TransactionDate	String(10)	Transaction date. Format: yyyy-MM-dd. Must be today’s date
ReferenceID	String(30)	Invoice number. Must be unique
DistributorCode	String(20)	Distributor Code. Format: Alphanumeric and Special Character
Amount	String(16)	Transfer Amount. Format: Number, 13.2
CurrencyCode	String(3)	Currency Code. Format: Alphanumeric
PrincipalCode	String(11)	Principal Code. Must be 11 in length. Format: Numeric
SubPrincipalCode	String(11)	Sub Principal Code. Must be 11 in length. Disbursement to Sub Principal only. Format: Numeric.
DisburseDate	String(10)	Transaction date. Format: yyyy-MM-dd

POST https://www.copartners.com/bca-df/disbursement/notification

Request

POST https://www.copartners.com/bca-df/disbursement/notification HTTP/1.1
X-Pass-Signature: b9125ab10816f6929d214c96ffca77dfd5a1ea13856362b85eeaeb70155

{
    "TransactionID" : "65d5dd3474b44c5abbb0ce1cb5ff563f",",
    "TransactionDate" : "2018-02-15",
    "ReferenceID"" : "INV001923",",
    "PrincipalCode"" : "00000000001",
    "SubPrincipalCode"" : "",
    "DistributorCode" : "ABCDE-12345",
    "Amount" : "100000000.00",
    "CurrencyCode" : "IDR",
}

Response

{
    "TransactionID" : "65d5dd3474b44c5abbb0ce1cb5ff563f",",
    "TransactionDate" : "2018-02-15",
    "ReferenceID"" : "INV001923",",
    "PrincipalCode"" : "00000000001",
    "SubPrincipalCode"" : "00000000001",
    "DistributorCode" : "ABCDE-12345",
    "Amount" : "100000000.00",
    "CurrencyCode" : "IDR",
}

4. Stop Supply Notification

Service for BCA to send notification of transaction limit update.

Additional Headers

Field	DataType	Mandatory	Description
X-Pass-Signature	String(5)	Y	This is a header field, use to replace the “Pass” field on everybody payload that contains signature. This field occurred on every BCA request to Copartner’s API.

Request

Field	Data Type	Mandatory	Description
TransactionID	String(32)	Y	UUID as unique ID for every request
DistributorCode	String(20)	Y	Distributor Code. Format: Alphanumeric and Special Character
PrincipalCode	String(11)	Y	Principal Code. Must be 11 in length. Format: Numeric
StopSupplyFlag	String(1)	Y	0 : Stop (Distributor Non-Aktif/Wanprestasi); 1: Open (Distributor Aktif)
TransactionDate	String(10)	Y	Transaction date. Format: yyyy-MM-dd

Response

Field	DataType	Description
TransactionID	String(32)	Same TransactionID from request. It’s a UUID
DistributorCode	String(20)	Same Distributor Code from request.

POST https://www.copartners.com/bca-df/stop-supply/notification

Request

POST https://www.copartners.com/bca-df/stop-supply/notification HTTP/1.1
X-Pass-Signature: b9125ab10816f6929d214c96ffca77dfd5a1ea13856362b85eeaeb70155

{
    "TransactionID" : "65d5dd3474b44c5abbb0ce1cb5ff563f",",
    "DistributorCode"" : "ABCDE-12345",
    "PrincipalCode"" : "00000000001",
    "TransactionDate" : "2018-02-15",
    "StopSupplyFlag"" : "1",
}

Response

{
    "TransactionID" : "65d5dd3474b44c5abbb0ce1cb5ff563f",",
    "DistributorCode" : "ABCDE-12345",
}

5. Transaction Limit Update Notification

Service for BCA to send notification of transaction limit update.

Additional Headers

Field	DataType	Mandatory	Description
X-Pass-Signature	String(5)	Y	This is a header field, use to replace the “Pass” field on everybody payload that contains signature. This field occurred on every BCA request to Copartner’s API.

Request

Field	Data Type	Mandatory	Description
TransactionID	String(32)	Y	UUID as unique ID for every request
DistributorCode	String(20)	Y	Distributor Code. Format: Alphanumeric and Special Character
PrincipalCode	String(11)	Y	Principal Code. Format: Numeric
Amount	String(16)	Y	Transfer Amount. Minus sign ( - ) is applied for corrective payment. Format: Number, 13.2.
TransactionDate	String(10)	Y	Transaction date. Format: yyyy-MM-dd

Response

Field	DataType	Description
TransactionID	String(32)	Same TransactionID from request. It’s a UUID
DistributorCode	String(20)	Same Distributor Code from request.

POST https://www.copartners.com/bca-df/txn-limit/notification

Request

POST https://www.copartners.com/bca-df/txn-limit/notification HTTP/1.1
X-Pass-Signature: b9125ab10816f6929d214c96ffca77dfd5a1ea13856362b85eeaeb70155

{
    "TransactionID" : "65d5dd3474b44c5abbb0ce1cb5ff563f",",
    "PrincipalCode"" : "00000000001",
    "DistributorCode"" : "ABCDE-12345",
    "Amount" : "100000000.00",
    "TransactionDate" : "2018-02-15",
}

Response

{
    "TransactionID" : "65d5dd3474b44c5abbb0ce1cb5ff563f",",
    "DistributorCode" : "ABCDE-12345",
}

FIRE

1. Amendment Cash Transfer

Provides service for Amendment “Cash Transfer” to Non account holder. Yout request must contain following information:

Payload

Field	DataType	Mandatory	Description
Authentication
CorporateID	String(6)	Y	Agen code used to connect to FIRe system
AccessCode	String(20)	Y	Password that will be read by system for each transaction request
BranchCode	String(8)	Y	FI branch code of API client
UserID	String(12)	Y	User ID
LocalID	String(15)	Y	Branch code from FI sub branch of API client
AmendmentDetails
SenderDetails
FirstName	String(35)	Y	Sender’s first name
LastName	String(35)	N	Sender’s last name
DateOfBirth	String(8)	N	Sender’s date of birth. Format : ddmmyyyy
Address1	String(35)	Y	Sender’s first address
Address2	String(35)	N	Sender’s second address
City	String(18)	Y	Sender’s city
StateID	String(2)	N	State ID
PostalCode	String(10)	N	Sender’s postal code
CountryID	String(2)	Y	Sender’s country initial code. Example : Indonesia =ID
Mobile	String(20)	N	Sender’s mobile phone number
IdentificationType	String(2)	N	Sender’s identity type
IdentificationNumber	String(24)	N	Sender’s identity number
BenficiaryDetails
Name	String(35)	Y	Beneficiary’s name
DateOfBirth	String(8)	N	Beneficiary’s date of birth. Format : ddmmyyyy
Address1	String(35)	N	Beneficiary’s first address
Address2	String(35)	N	Beneficiary’s second address
City	String(35)	N	Beneficiary’s city
StateID	String(2)		State ID
PostalCode	String(10)	N	Beneficiary’s postal code
CountryID	String(2)	N	Beneficiary’s country initial code. Example : Indonesia =ID
Mobile	String(20)	N	Beneficiary’s mobile phone number
IdentificationType	String(2)	N	Beneficiary’s identity type
IdentificationNumber	String(24)	N	Beneficiary’s identity number
NationalityID	String(2)	N	Country initial code of beneficiary’s nationality. Example : Indonesia =ID
Occupation	String(30)	N	Beneficiary occupation
TransactionDetails
Description1	String(35)	N	First Description
Description2	String(35)	N	Second Description
SecretQuestion	String(100)	N	Question
SecretAnswer	String(100)	N	Answer
TransactionDetails
FormNumber	String(16)	Y	FI Ref

Result of the request will contains following information:

Response

Field	DataType	Mandatory	Description
StatusTransaction	String(4)	Y	ResponseCode and Sub-ResponseCode of transaction
StatusMessage	String(100)	Y	Description of StatusTransaction
SenderDetails
FirstName	String(35)	N	Sender’s first name
LastName	String(35)	N	Sender’s last name
DateOfBirth	String(8)	N	Sender’s date of birth. Format : ddmmyyyy
Address1	String(35)	N	Sender’s first address
Address2	String(35)	N	Sender’s second address
City	String(18)	N	Sender’s city
StateID	String(2)	N	State ID
PostalCode	String(10)	N	Sender’s postal code
CountryID	String(2)	N	Sender’s country initial code. Example : Indonesia =ID
Mobile	String(20)	N	Sender’s mobile phone number
IdentificationType	String(2)	N	Sender’s identity type
IdentificationNumber	String(24)	N	Sender’s identity number
BeneficiaryDetails
Name	String(35)	N	Beneficiary’s name
DateOfBirth	String(8)	N	Beneficiary’s date of birth. Format : ddmmyyyy
Address1	String(35)	N	Beneficiary’s first address
Address2	String(35)	N	Beneficiary’s second address
City	String(35)	N	Beneficiary’s city
StateID	String(2)	N	State ID
PostalCode	String(10)	N	Beneficiary’s postal code
CountryID	String(2)	N	Beneficiary’s country initial code.
CountryID	String(2)	N	Example : Indonesia =ID
Mobile	String(20)	N	Beneficiary’s mobile phone number
IdentificationType	String(2)	N	Beneficiary’s identity type. (PP = Passport, ID = Identity, DR = Dr. License)
IdentificationNumber	String(24)	N	Beneficiary’s identity number
NationalityID	String(2)	N	Country initial code of beneficiary’s nationality. Example : Indonesia =ID
Occupation	String(30)	N	Beneficiary occupation
TransactionDetails
Description1	String(35)	N	First description
Description2	String(35)	N	Second description
SecretQuestion	String(100)	N	Question
SecretAnswer	String(100)	N	Answer
FormNumber	String(16)	N	FI Ref

PUT https://sandbox.bca.co.id/fire/transaction/cash-transfer/amend

Request

POST /fire/transactions/cash-transfer/amend HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

{
    "Authentication":{
        "CorporateID":"BCAAPI2016",
        "AccessCode":"k1oawj8tygkrY9tBVkt",
        "BranchCode":"BCAAPI01",
        "UserID":"BCAUSERID001",
        "LocalID":"BCA01"
    },
    "AmendmentDetails":{
        "SenderDetails":{
            "FirstName":"ERIK HERNANDEZ CORTES",
            "LastName":"",
            "DateOfBirth":"",
            "Address1":"4TH AVENUE MANHATTAN",
            "Address2":"",
            "City":"NEW YORK",
            "StateID":"",
            "PostalCode":"",
            "CountryID":"US",
            "Mobile":"",
            "IdentificationType":"",
            "IdentificationNumber":""
        },
        "BeneficiaryDetails":{
            "Name":"ADRIANA PEREZ ENRRIQUEZ",
            "DateOfBirth":"",
            "Address1":"MAIN STREET 512",
            "Address2":"",
            "City":"",
            "StateID":"",
            "PostalCode":"",
            "CountryID":"ID",
            "Mobile":"",
            "IdentificationType":"",
            "IdentificationNumber":"",
            "NationalityID":"",
            "Occupation":""
        },
        "TransactionDetails":{
            "SecretQuestion":"",
            "SecretAnswer":"",
            "Description1":"",
            "Description2":""
        }
    },
    "TransactionDetails":{
        "FormNumber":"CT293 IDR2D"
    }
}

Response

{
    "SenderDetails":
    {
        "FirstName":"ERIK HERNANDEZ CORTES",
        "LastName":"",
        "DateOfBirth":"",
        "Address1":"4TH AVENUE MANHATTAN",
        "Address2":"",
        "City":"NEW YORK",
        "StateID":"",
        "PostalCode":"",
        "CountryID":"US",
        "Mobile":"",
        "IdentificationType":"",
        "IdentificationNumber":""
    },
    "BeneficiaryDetails":
    {
        "Name":"ADRIANA PEREZ ENRRIQUEZ",
        "DateOfBirth":"",
        "Address1":"MAIN STREET 512",
        "Address2":"",
        "City":"",
        "StateID":"",
        "PostalCode":"",
        "CountryID":"ID",
        "Mobile":"",
        "IdentificationType":"",
        "IdentificationNumber":"",
        "NationalityID":"",
        "Occupation":""
    },
    "TransactionDetails":
    {
        "Description1":"",
        "Description2":"",
        "SecretQuestion":"",
        "SecretAnswer":"",
        "FormNumber":"CT293_IDR2D"
    },
    "StatusTransaction":"0000",
    "StatusMessage":"Success"
}

2. Cancel Cash Transfer

Provides service for Cancellation “Cash Transfer” to Non account holder. Yout request must contain following information:

Payload

Field	DataType	Mandatory	Description
Authentication
CorporateID	String(6)	Y	Agent code used to connect to FIRe system
AccessCode	String(20)	Y	Password that will be read by system for each
BranchCode	String(8)	Y	FI branch code of API client
UserID	String(12)	Y	User ID
LocalID	String(15)	Y	Branch code from FI sub branch of API client
TransactionDetails
FormNumber	String(16)	Y	FI Ref
Amount	String(20)	Y	Transaction nominal. Format: Number, 17.2
CurrencyID	String(3)	N	Currency code

Result of the request will contains following information:

Response

Field	DataType	Mandatory	Description
StatusTransaction	String(4)	Y	RespponseCode and Sub-ResponseCode of transaction
StatusMessage	String(100)	Y	Description of StatusTransaction
TransactionDetails
FormNumber	String(16)	N	FI Ref
ReleaseDateTime	String(24)		Transaction release time. Format : YYYY-MM-DDThh:mm:ssTZD

POST https://sandbox.bca.co.id/fire/transactions/cash-transfer/cancel

Request

POST /fire/transactions/cash-transfer/cancel HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

{
    "Authentication":{
        "CorporateID":"BCAAPI2016",
        "AccessCode":"k6re8tG35hgNODSg3Y",
        "BranchCode":"BCA01",
        "UserID":"BCAUSERID001",
        "LocalID":"40115"
    },
    "TransactionDetails":{
        "FormNumber":"CT293 IDR2D",
        "Amount":"9350000.00",
        "CurrencyID":"IDR"
    }
}

Response

{
    "TransactionDetails":
    {
        "FormNumber":"CT293_IDR2D",
        "ReleaseDateTime":"2016-04-20T04:00:23+07:00"
    },
    "StatusTransaction":"0000",
    "StatusMessage":"Success"
}

3. Inquiry Account

Provides service to Inquiry BCA’s Account name or Other Bank Switching’s Account name.
Your request must contain following information:

Payload

Field	DataType	Mandatory	Description
Authentication
CorporateID	String(6)	Y	Agent code used to connect to FIRe system
AccessCode	String(20)	Y	Password that will be read by system for each transaction request
BranchCode	String(8)	Y	FI branch code of API client
UserID	String(12)	Y	UserID
LocalID	String(15)	Y	Branch code from FI sub branch of API client
BeneficiaryDetails
BankCodeType	String(3)	Y	Beneficiary’s SWIFT code type from PY04 table. (BIC, NID, CHP (CHIPS), ABA, NAM(NAME))
BankCodeValue	String(23)	Y
AccountNumber	String(34)	Y	Beneficiary bank’s account number

Result of the request will contains following information:

Response

Field	DataType	Mandatory	Description
BeneficiaryDetails
ServerBeneAccountName	String(35)	N	Name of beneficiary according to application (bank / switcher)
StatusTransaction	String(4)	Y	ResponseCode and Sub-ResponseCode of transaction
StatusMessage	String(100)	Y	Description of StatusTransaction

POST https://sandbox.bca.co.id/fire/accounts

Request

POST /fire/accounts HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

{
    "Authentication":{
        "CorporateID":"BCAAPI2016",
        "AccessCode":"Kw5oTuF12dseSH44Y8ww",
        "BranchCode":"BCA001",
        "UserID":"BCAUSERID",
        "LocalID":"40115"
    },
    "BeneficiaryDetails":{
        "BankCodeType":"BIC",
        "BankCodeValue":"CENAIDJAXXX",
        "AccountNumber":"0106666011"
    }
}

Response

{
    "BeneficiaryDetails":
    {
        "ServerBeneAccountName":"ERWINA TAUFIK"
    },
    "StatusTransaction":"0000",
    "StatusMessage":"Success"
}

4. Inquiry Account Balance

Provides service to Inquiry balance for Vostro’s Account.
Your request must contain following information:

Payload

Field	DataType	Mandatory	Description
Authentication
CorporateID	String(6)	Y	Agent code used to connect to FIRe system
AccessCode	String(20)	Y	Password that will be read by system for each transaction request
BranchCode	String(8)	Y	FI branch code of API client
UserId	String(12)	Y	User ID
LocalId	String(15)	Y	Branch code from FI sub branch of API client
FIDetails
AccountNumber	String(34)	Y	FI sender's account number thar registered in FIRe

Result of the request will contains following information:

Response

Field	DataType	Mandatory	Description
StatusTransaction	String(4)	Y	ResponseCode and Sub-ResponseCode of transaction
StatusMessage	String(100)	Y	Description of StatusTransaction
FIDetails
CurrencyID	String(3)	Y	FI sender’s currency that registered in FIRe
AccountBalance	String(20)	Y	FI sender’s account balance that registered in FIRe. Format : number(17.2)

POST https://sandbox.bca.co.id/fire/accounts/balance

Request

POST /fire/accounts/balance HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

{
    "Authentication":{
        "CorporateID":"BCAAPI2016",
        "AccessCode":"Kw5oT25dfs1WbSH44Y8ww",
        "BranchCode":"BCA001",
        "UserID":"BCAUSERID001,
        "LocalID":"40115"
    },
    "FIDetails":{
        "AccountNumber":"0012323008"
    }
}

Response

{
    "FIDetails":
    {
        "CurrencyID":"USD",
        "AccountBalance":"228277.56"
    },
    "StatusTransaction":"0000",
    "StatusMessage":"Success"
}

5. Inquiry Transaction

Provides service to Inquiry Transaction that has been submitted before. Your request must contain following information:

Request

Field	DataType	Mandatory	Description
Authentication
CorporateID	String(6)	Y	Agent code used to connect to FIRe system
AccessCode	String(20)	Y	Password that will be read by system for each transaction request
BranchCode	String(8)	Y	FI branch code of API client
UserID	String(12)	Y	User ID
LocalID	String(15)	Y	Branch code from FI sub branch of API client
TransactionDetails
InquiryBy	String(1)	Y	N : PIN NON F : Form Number B : BCARef Number
InquiryValue	String(35)	Y	Value for PIN NON/Form Number/ BCARef Number

Result of the request will contains following information:

Response

Field	DataType	Mandatory	Description
StatusTransaction	String(4)	Y	ResponseCode and Sub-ResponseCode of transction
StatusMessage	String(100)	Y	Description of StatusTransaction
SenderDetails
FirstName	String(35)	N	Sender’s first name
LastName	String(35)	N	Sender’s last name
BeneficiaryDetails
Name	String(35)	N	Beneficiary’s name
BankCodeType	String(3)	N	Beneficiary’s SWIFT code type from PY04 table. (BIC, NID, CHP(CHIPS), ABA, NAM(NAME))
BankCodeValue	String(23)	N	Value for SWIFT code type
AccountNumber	String(34)	N	Beneficiary bank’s account number
TransactionDetails
AmountPaid	String(20)	N	Transaction value.
			Format: Number(17.2)
CurrencyID	String(3)	N	Currency code
ReleaseDateTime	String(24)	N	Transaction request time by FI
LocalID	String(15)	N	Local ID of Last Processed Non-Inquiry Transaction
FormNumber	String(16)	N	FI Ref
ReferenceNumber	String(25)	N	Ref number FI/BCA
PIN	String(35)	N	Personal Identification Number for encashment
Description1	String(35)	N	First Description
Description2	String(35)	N	Second description

POST https://sandbox.bca.co.id/fire/transactions

Request

POST /fire/transactions HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

{
    "Authentication":{
        "CorporateID":"BCAAPI2016",
        "AccessCode":"Kw5oTuFiR1WbSH44Y8ww",
        "BranchCode":"BCA001",
        "UserID":"BCAUSERID001",
        "LocalID":"40115"
    },
    "TransactionDetails":{
        "InquiryBy":"N",
        "InquiryValue":"0247986325"
    }
}

Response

6. TeleTransfer Cash Transfer

Provides service for transaction “Cash Transfer” to Non account holder.
Your request must contain following information:

Payload

Field	DataType	Mandatory	Description
Authentication
CorporateID	String(6)	Y	Agent code used to connect to FIRe system
AccessCode	String(20)	Y	Password that will be read by system for each transaction request
BranchCode	String(8)	Y	FI branch code of API client
UserID	String(12)	Y	User ID
LocalID	String(15)	Y	Branch code from FI sub branch of API client
SenderDetails
FirstName	String(35)	Y	Sender’s first name
LastName	String(35)	N	Sender’s last name
DateOfBirth	String(8)	N	Sender’s date of birth. Format : ddmmyyyy
Address1	String(35)	Y	Sender’s first address
Address2	String(35)	N	Sender’s second address
City	String(18)	Y	Sender’s city
StateID	String(2)	N	Sender’s state ID
PostalCode	String(10)	N	Sender’s postal code
CountryID	String(2)	Y	Sender’s country initial code. Example : Indonesia = ID
Mobile	String(20)	N	Sender’s mobile phone number
IdentificationType	String(2)	N	Sender’s identity type. (PP = Passport, ID = Identity, DR = Dr. License)
IdentificationNumber	String(24)	N	Sender’s identity number
BeneficiaryDetails
Name	String(35)	Y	Beneficiary’s name
DateOfBirth	String(8)	N	Beneficiary’s date of birth. Format : ddmmyyyy
Address1	String(35)	N	Beneficiary’s first address
Address2	String(35)	N	Beneficiary’s second address
City	String(35)	N	Beneficiary’s city
StateID	String(2)	N	Beneficiary’s state ID
PostalCode	String(10)	N	Beneficiary’s postal code
CountryID	String(2)	Y	Beneficiary’s country initial code. Example : Indonesia = ID
Mobile	String(20)	N	Beneficiary’s mobile phone number
IdentificationType	String(2)	N	Beneficiary’s identity type. (PP = Passport, ID = Identity, DR = Dr. License)
IdentificationNumber	String(24)	N	Beneficiary’s identity number
NationalityID	String(2)	N	Country initial code of beneficiary’s nationality. Example : Indonesia = ID
Occupation	String(30)	N	Beneficiary occupation
TransactionDetails
PIN	String(35)	N	Transaction PIN number. If not available, BCA will provide it
SecretQuestion	String(100)	N	Questions
SecretAnswer	String(100)	N	Answers
CurrencyID	String(3)	Y	Transaction currency between FI and FIRe based on contract (setting FI Country in TPS)
Amount	String(20)	Y	Transaction nominal. Format: number(17,2)
PurposeCode	String(3)	Y	Transaction purpose. 011 EXPORT 012 IMPORT 030 BUSINESS/PRIVATE TRIP 040 EDUCATION 150 WORKER’S REMMITANCE 161 TAX AND FINE 162 GRANT 999 OTHERS
Description1	String(35)	N	First description
Description2	String(35)	N	Second description
DetailOfCharges	String(3)	Y	Charges (SHA / OUR)
SourceOfFund	String(100)	Y	Source of transaction fund
FormNumber	String(16)	Y	FI Ref

Response

Field	DataType	Mandatory	Description
StatusTransaction	String(4)	Y	ResponseCode and Sub- ResponseCode of transaction
StatusMessage	String(100)	Y	Description of StatusTransaction
BeneficiaryDetails
Name	String(35)	N	Beneficiary’s name
TransactionDetails
PIN	String(35)	N	Transaction PIN number. If not available, BCA will provide it
CurrencyID	String(3)	N	Transaction currency between FI and FIRe based on contract
CurrencyID	String(3)	N	(setting FI Country in TPS)
Amount	String(20)	N	Transaction nominal
Description1	String(35)	N	First description
Description2	String(35)	N	Second description
FormNumber	String(16)	N	FI Ref
ReferenceNumber	String(25)	N	FI Ref
ReleaseDateTime	String(24)	N	Transaction release time. Format : YYYY-MM-DDThh:mm:ssTZD

POST https://sandbox.bca.co.id/fire/transactions/cash-transfer

Request

POST /fire/transactions/cash-transfer HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

{
    "Authentication":{
        "CorporateID":"BCAAPI2016",
        "AccessCode":"Kw5oTu5th6SH44Y8ww",
        "BranchCode":"BCA001",
        "UserID":"BCAUSERID001",
        "LocalID":"40115"
    },
    "SenderDetails":{
        "FirstName":"BLUMA",
        "LastName":"PINTO",
        "DateOfBirth":"",
        "Address1":"DUBAI",
        "Address2":"",
        "City":"DUBAI",
        "StateID":"",
        "PostalCode":"",
        "CountryID":"AE",
        "Mobile":"",
        "IdentificationType":"",
        "IdentificationNumber":""
    },
    "BeneficiaryDetails":{
        "Name":"TEST",
        "DateOfBirth":"",
        "Address1":"Dubai",
        "Address2":"",
        "City":"DUBAI",
        "StateID":"ID",
        "PostalCode":"",
        "CountryID":"ID",
        "Mobile":"6212365478922",
        "IdentificationType":"",
        "IdentificationNumber":"",
        "NationalityID":"",
        "Occupation":""
    },
    "TransactionDetails":{
        "PIN":"477634423",
        "SecretQuestion":"",
        "SecretAnswer":"",
        "CurrencyID":"IDR",
        "Amount":"150000.00",
        "PurposeCode":"030",
        "Description1":"",
        "Description2":"",
        "DetailOfCharges":"OUR",
        "SourceOfFund":"Money transfer for family needs.",
        "FormNumber":"477634423"
    }
}

Response

{
    "BeneficiaryDetails":
    {
        "Name":"TEST"
    },
    "TransactionDetails":
    {
        "PIN":"477634423",
        "CurrencyID":"IDR",
        "Amount":"150000.00",
        "Description1":"",
        "Description2":"",
        "FormNumber":"477634423",
        "ReferenceNumber":"CITIID01000NON16040000099",
        "ReleaseDateTime":""
    },
    "StatusTransaction":"0003",
    "StatusMessage":"Ready to Encash"
}

7. TeleTransfer to Account

Provides service transaction “Transaction to BCA’s Account” and also “Transfer to Other Bank”. Yout request must contain following information:

Payload

Field	DataType	Mandatory	Description
Authentication
CorporateID	String(6)	Y	Agent code used to connect to FIRe system
AccessCode	String(20)	Y	Password that will be read by system for each transaction request
BranchCode	String(8)	Y	FI branch code of API client
UserID	String(12)	Y	User ID
LocalID	String(15)	Y	Branch code from FI sub branch of API client
SenderDetails
FirstName	String(35)	Y	Sender’s first name
LastName	String(35)	N	Sender’s last name
DateOfBirth	String(8)	N	Sender’s date of birth. Format : ddmmyyyy
Address1	String(35)	Y	Sender’s first address
Address2	String(35)	N	Sender’s second address
City	String(18)	Y	Sender’s city
StateID	String(2)	N	State ID
PostalCode	String(10)	N	Sender’s postal code
CountryID	String(2)	Y	Sender’s country initial code. Example: Indonesia =ID
Mobile	String(20)	N	Sender’s mobile phone number
IdentificationType	String(2)	N	Sender’s identity type (PP = Passport, ID = identity, DR = Dr. License)
IdentificationNumber	String(24)	N	Sender’s identity number
AccountNumber	String(34)	N	Sender’s account number
BeneficiaryDetails
Name	String(35)	Y	Beneficiary’s name
DateOfBirth	String(8)	N	Beneficiary’s date of birth. Format : ddmmyyyy
Address1	String(35)	N	Beneficiary’s first address
Address2	String(35)	N	Beneficiary’s second address
City	String(35)	N	Beneficiary’s city
StateID	String(2)	N	Beneficiary’s state ID
PostalCode	String(10)	N	Beneficiary’s postal code
CountryID	String(2)	Y	Beneficiary’s country initial code. Example : Indonesia =ID
Mobile	String(20)	N	Beneficiary’s mobile phone number
IdentificationType	String(2)	N	Beneficiary’s identity type. (PP = Passport, ID = identity, DR = Dr. License)
IdentificationNumber	String(24)	N	Beneficiary’s identity number
NationalityID	String(2)	N	Country initial code of beneficiary’s nationality. Example = Indonesia =ID
Occupation	String(30)	N	Beneficiary occupation
BankCodeType	String(3)	Y	Beneficiary’s SWIFT code type from PY04 table. (BIC, NID, CHP(CHIPS), ABA, NAM(NAME))
BankCodeValue	String(23)	Y	Value of SWIFT Code
BankCountryID	String(2)	Y	Beneficiary bank’s country code
BankAddress	String(35)	N	Beneficiary bank’s address
BankCity	String(35)	N	Beneficiary bank’s city
AccountNumber	String(34)	Y	Beneficiary bank’s account number
TransactionDetails
CurrencyID	String(3)	Y	Transaction currency between FI and FIRe based on contract (setting FI Country in TPS)
Amount	String(20)	Y	Transaction nominal. Format: Number, 17.2
PurposeCode	String(3)	Y	Transaction purpuse: 011 EXPORT 012 IMPORT 030 BUSINESS/PRIVATE TRIP 040 EDUCATION 150 WORKER’S REMMITANCE 161 TAX AND FINE 162 GRANT 999 OTHERS
Description1	String(35)	N	First description
Description2	String(35)	N	Second description
DetailOfCharges	String(3)	Y	Charges(SHA / OUR)
SourceOfFund	String(100)	N	Source of transaction fund
FormNumber	String(16)	Y	FI Ref

Result of the request will contains following information:

Response

Field	DataType	Mandatory	Description
BeneficiaryDetails
Name	String(35)	N	Beneficiary’s name
AccountNumber	String(34)	N	Beneficiary bank’s account number
ServerBeneAccountName	String(35)	N	Name of beneficiary according to application (bank / switcher)
TransactionDetails
CurrencyID	String(3)	N	Transaction currency between FI and FIRe based on contract (setting FI Country in TPS)
Amount	String(20)	N	Transaction nominal. Format: Number 17.2
Description1	String(35)	N	First Description
Description2	String(35)	N	Second Description
FormNumber	String(16)	N	FI Ref
ReferenceNumber	String(25)	N	FI Ref
ReleaseDateTime	String(24)	N	Transaction release time. Format : YYYY-MM-DDThh:mm:ssTZD
StatusTransaction	String(4)	Y	ResponseCode and Sub-ResponseCode of transaction
StatusMessage	String(100)	Y	Description of StatusTransaction

POST https://sandbox.bca.co.id/fire/transactions/to-account

Request

POST /fire/transactions/to-account HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

{
    "Authentication":{
        "CorporateID":"DUMMYID",
	"AccessCode":"FcgrR21fkzjE7GpuH2Eb",
        "BranchCode":"DUMMYID01",
        "UserID":"DUMMYIDO001",
        "LocalID":"QWERTY54321"		
    },
    "SenderDetails":{
        "FirstName":"MG",
        "LastName":"",
        "DateOfBirth":"",
        "Address1":"skgknp",
        "Address2":"",
        "City":"India",
        "StateID":"",
        "PostalCode":"",
        "CountryID":"US",
        "Mobile":"",
        "IdentificationType":"",
        "IdentificationNumber":"",
        "AccountNumber":""
    },
    "BeneficiaryDetails":{
        "Name":"monica gupt",
        "DateOfBirth":"",
        "Address1":"",
        "Address2":"",
        "City":"",
        "StateID":"",
        "PostalCode":"",
        "CountryID":"ID",
        "Mobile":"",
        "IdentificationType":"",
        "IdentificationNumber":"",
        "NationalityID":"",
        "Occupation":"",
        "BankCodeType":"BIC",
        "BankCodeValue":"260544  XXX",
        "BankCountryID":"ID",
        "BankAddress":"",
        "BankCity":"",
        "AccountNumber":"0106666011"
    },
    "TransactionDetails":{
        "CurrencyID":"IDR",
        "Amount":"10000000",
        "PurposeCode":"011",
        "Description1":"",
        "Description2":"",
        "DetailOfCharges":"SHA",
        "SourceOfFund":"",
        "FormNumber":"7632605701245868"
    }
}

Response

{
    "BeneficiaryDetails":
    {
        "Name":"monica gupt",
        "AccountNumber":"0106666011",
        "ServerBeneAccountName":"monica gupt"
    },
    "TransactionDetails":
    {
        "CurrencyID":"IDR",
        "Amount":"10000000",
        "Description1":"",
        "Description2":"",
        "FormNumber":"7632605701245868",
        "ReferenceNumber":"IDPYID01000INA17030000057",
        "ReleaseDateTime":"2017-10-30T10:37:47.380+07:00"
    },
    "StatusTransaction":"0000",
    "StatusMessage":"Success"
}

Flazz

1. Top Up Flazz Co Partner

a. Get Session Key

API service to request session key. Session key is formed by randomly generated key to ensure session security during communication between Co-Partner and BCA Host.

Your Request must contain following information:

Request Headers and URI Params

Field	Params Type	DataType	Mandatory	Description
channel-id	Header	String	Y	95381 (WSID FLAZZ)
credential-id	Header	String(36)	Y	Copartner-id

Payload (Form Data)

Field	Data Type	Mandatory	Description
reference_id	String(12)	Y	Reference ID is datetime transaction in milisecond (unix time) Unique per transaction
request_data	String(166)	Y	Request data stream

Response

Field	DataType	Description
request_data	String(166)	Request data stream

b. Send topup request from copartner

API service to send Flazz balance top up requests.

Your Request must contain following information:

Request Headers and URI Params

Field	Params Type	DataType	Mandatory	Description
channel-id	Header	String	Y	95381 (WSID FLAZZ)
credential-id	Header	String(36)	Y	Copartner-id

Payload (Form Data)

Field	Data Type	Mandatory	Description
reference_id	String(12)	Y	Reference ID is datetime transaction in milisecond (unix time) Unique per transaction
request_data	String(512)	Y	Request data stream

Response

Field	DataType	Description
request_data	String(512)	Request data stream

c. Reversal

API service to send reversal request of Flazz top up

Your Request must contain following information:

Request Headers and URI Params

Field	Params Type	DataType	Mandatory	Description
channel-id	Header	String	Y	95381 (WSID FLAZZ)
credential-id	Header	String(36)	Y	Copartner-id

Payload (Form Data)

Field	Data Type	Mandatory	Description
reference_id	String(12)	Y	Reference ID is datetime transaction in milisecond (unix time) Unique per transaction
request_data	String(512)	Y	Request data stream

Response

Field	DataType	Description
request_data	String(512)	Request data stream

d.ACK

API service to send ACK (Acknowledge) for any response of Flazz top up

Your Request must contain following information:

Request Headers and URI Params

Field	Params Type	DataType	Mandatory	Description
channel-id	Header	String	Y	95381 (WSID FLAZZ)
credential-id	Header	String(36)	Y	Copartner-id

Payload (Form Data)

Field	Data Type	Mandatory	Description
reference_id	String(12)	Y	Reference ID is datetime transaction in milisecond (unix time) Unique per transaction
request_data	String(512)	Y	Request data stream

Response

Field	DataType	Description
request_data	String(512)	Request data stream

POST /flazz/

Request

REQUEST FOR GET SESSION KEY

POST /flazz/getKey HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]
{
    "reference_id" : "123456789012",
    "request_data" : "01010000202001171513224553594230303031454D424341303031885000015999824E180B6E8227061B4E8A275E3D373702021B4B5E821B063D4E0B370627024E843D3D274B181B8A1B375E4E8A4E020B203"
}


REQUEST FOR TOP UP REQUEST 

POST /flazz/topup HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]
{
    "reference_id" : "123456789012",
    "request_data" : "01010024014500280000003800311900000000102020020317152011013049124553594230303031454D4243413030318850000159996E8282370684824E5E02848A8482188A064B06064E0627278A184B4E4E828A3D848A4B82028402064B8206023D1C0B1C1B0B826E1C063D6E185E6E0B4E821B844B37273718064E82024B4E1B0282185E4B37273718064E82024B4E1B0282185E4B37273718064E82024B4E1B0282185E4E0B3D181C4E1B27026E3D5E6E186E1B8A1C3D273782028A068A274B3D0B826E1AE5BCBB7C0226A4DB8C"
}


REQUEST FOR REVERSAL

POST /flazz/reversal HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]
{
    "reference_id" : "123456789012",
    "request_data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
}


REQUEST FOR ACK

POST /flazz/ack HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]
ChannelID: [channelID]
CredentialID: [credentialID]
{
    "reference_id" : "123456789012",
    "request_data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
}

Response

RESPONSE FOR GET SESSION KEY

{
    "response_data" : ""01010000202001171513224553594230303031454D4243413030318850000159996DD3D35D3422B7B022CF34B7B0CD6D34345DB07A7ACFA45DCFD3B7A4D3A46DA4CFB0D3D35334B0347D6E537A347A5DCDABB"
}

RESPONSE FOR REQUEST TOP UP

{
    "response_data" : "01240145002800000038000000100000000000160230202002191019275D5D6E5DB05D6D7A7DCF7A22227A6EB07D5D3422CD68CF6853A4A4CDB77AD35DD334347AB7A45DB7D33434B06D68D3D334B7CF7D92D35D34A46E7AD3B7CF34685D34CF34A453D36EB75DD368B76EA4925D34CF34A453D36EB75DD368B76EA4925D34CF34A453D36EB75DD368B76EA4925D34CF34A453D36EB75DD368B76EA4925D34CF34A453D36EB75DD368B76EA492F8B2"
}

RESPONSE FOR REVERSAL

{
    "response_data" : "null"
}

RESPONSE FOR ACK

{
    "response_data" : "null"
}

General Information

1. Foreign Exchange Rate

Get information about Foreign Currency Exchange Rate for applicable currencies in BCA. The exchange rate are divide into four types eRate (Electronic Rate), TT (Telegrafic Transfer), TC (Travellers Cheque) and BN (Bank Notes).

Query String Parameters:

Field	DataType	Mandatory	Description
CurrencyCode	String	N	Known currency code. For multiple currencies use comma separated. Following are the known foreign currency in BCA. AUD - Australia Dollar BND - Bruneian Dollar CAD - Canadian Dollar CHF - Francs CNY - China Yuan DKK - Danish Krone EUR - Euro GBP - Great Britain Poundsterling HKD - Hongkong Dollar JPY - Japan Yen KRW - Korea Won NOK - Norwegian Krone NZD - New Zealand Dollar PHP - Phillipine Peso SAR - Saudi Riyal SEK - Swedish Krona SGD - Singapore Dollar THB - Thailand Baht TWD - Taiwan Dollar USD - US Dollar If the field was left empty, it will considered as “all know currencies”.
RateType	String	Y	The type for the desired rate. eRate (electronic Rate) TT (Telegrafic Transfer) TC (Travellers Cheque) BN (Bank Notes) If the field was left empty, it will considered as “all rate type”.

Result of the request will contains following information:

Response:

Field	DataType	Description
InvalidRateType	String	If the request contains valid and invalid rate types in single request, the invalid rate will be list down in this field.
InvalidCurrencyCode	String	If the request contains valid and invalid currency code in single request, the invalid currency code will be list down in this field.
Currencies
CurrencyCode	String (3)	The currency code. e.g. IDR, USD, JPY
RateDetail
RateType	String (5)	Must be among `erate, tt, tc, bn`.
Buy	String (13)	In format `6.6`. When the currency has no value for this field, it will be set to `"-"`.
Sell	String (13)	In format `6.6`. When the currency has no value for this field, it will be set to `"-"`.
LastUpdate	String (19)	In format `YYYY-MM-DDTHH24:Mi:SS`.SSSZ. When the currency has no value for this type, it will be set to `"-"`.

Foreign Exchange Rate

Request

GET /general/rate/forex?CurrencyCode=USD,JPY,XXX&RateType=erate,tt,yy HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

Response

{
  "Currencies": [{
	"CurrencyCode": "USD",
	"RateDetail": [{
		"RateType": "erate"
		"Buy": 17500.00,
		"Sell": 17000.00,
		"LastUpdate": "2015-09-04T19:45:44.234+07:00",
		},
		{
		"RateType": "tt"
		"Buy": 12000.00,
		"Sell": 12300.00,
		"LastUpdate": "2015-09-04T19:45:44.234+07:00",
		}]
	},
	{
	"CurrencyCode": "JPY",
	"RateDetail": [{
		"RateType": "erate"
		"Buy": 121.00,
		"Sell": 122.00,
		"LastUpdate": "2015-09-04T19:45:44.234+07:00",
		},
		{
		"RateType": "tt"
		"Buy": -,
		"Sell": -,
		"LastUpdate": "-",
		}]
	}],
  "InvalidRateType":"yy"
  "InvalidCurrency":"XXX"
}

2. Nearest ATM Location

Inquiry ATM information, such as, locate the nearest ATM to user or find by ATM Type, Name, Address or City.

Query String Parameters:

Field	DataType	Mandatory	Description
Latitude	String	Y	In format number( (-)3.12 ) Latitude of client location, possible for minus signed value.
Longitude	String	Y	In format number( (-)3.12 ) Longitude of client location, possible for minus signed value.
Count	String	N	Number of branches to search, in Integer. Maximum value = 20.
SearchBy	String	N	Possible values: Address/City/Type/Name
Radius	String	N	Branch distance (in meters) from client location, in Integer. *default = 500
Value	String	N	Value should be filled in : - String; If SearchBy = Address or City or Name - ATM, ANT, or CRM; If SearchBy = Type

Result of the request will contains following information:

Response:

Field	DataType	Description
atm_details	Array of Object	The object that hold information of the ATM.
WSID	String	ATM wsid
Type	String	ATM type eg: ATM Tarik Tunai ATM Non-Tunai ATM Setor Tarik
Name	String	ATM name
Address	String	ATM full address
City	String	ATM city
Country	String	ATM country
Latitude	String	ATM latitude
Longitude	String	ATM longitude
Distance	String	ATM distance from client location in meters

GET /general/info-bca/atm?SearchBy= &Latitude=&Longitude=&Value=&Radius=&Count=

Request

GET /general/info-bca/atm?Latitude=6.1900718&Longitude=106.797190 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

Response

{
    "atm_details": [
      {
        "WSID": "69715",
        "Type": "ATM",
        "Name": "221U-Mayapada Tower 2"
        "Address": "Jl. Jend. Sudirman Kav.28, Jakarta 12920",
        "City": "Jakarta Selatan",
        "Country": "INDONESIA",
        "Latitude": "-6.2112194",
        "Longitude": "106.8201026",
        "Distance": ""8243.97"
      },
      {
        "WSID": "84034",
        "Type": "ATM",
        "Name": "221U-Mayapada Tower 2"
        "Address": "Jl. Jend. Sudirman Kav.28, Jakarta 12920",
        "City": "Jakarta Selatan",
        "Country": "INDONESIA",
        "Latitude": "-6.2112194",
        "Longitude": "106.8201026",
        "Distance": ""8243.97"
      },
      {
        "WSID": "69765",
        "Type": "ATM",
        "Name": "2748-Prudential Tower 2"
        "Address": "Jl. Jend. Sudirman Kav.79 Jakarta Selatan",
        "City": "Jakarta Selatan",
      }
    ]
}

3. Nearest Branch Location

Get information about nearest branch location by distance, address, city or branch type.

Query String Parameters:

Field	DataType	Mandatory	Description
Latitude	String	Y	In format number( (-)3.12 ) Latitude of client location, possible for minus signed value.
Longitude	String	Y	In format number( (-)3.12 ) Longitude of client location, possible for minus signed value.
Count	String	N	Number of branches to search, in Integer. Maximum value = 20.
Radius	String	N	Branch distance (in meters) from client location, in Integer. *default = 500
SearchBy	String	N	Possible values: Address/City/Type
Value	String	N	If SearchBy = Address or City, value should be filled in : String; If SearchBy = Type, value should be filled with: kcu , kcp, e-branch, weekendbanking

Result of the request will contains following information:

Response:

Field	DataType	Description
BranchDetails	Array of Object	The object that hold information of the branch.
Type	String	Branch type eg. KCU, KCP
Name	String	Branch name
Address	String	Branch full address
City	String	Branch city
Country	String	Branch country
Latitude	String	Branch latitude
Longitude	String	Branch longitude
Distance	String	Branch distance from client location in meters
E-Branch	String	“Y” if e-branch reservation is available otherwise it will be set to “N”
WeekendBankingOperation	String	The name of the day of weekend, “Saturday”, “Sunday” and “Saturday&Sunday”

GET /general/info-bca/branch

Request

GET /general/info-bca/branch?Latitude=-6.137235&Longitude=106.824928 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

Response

{
    "BranchDetails": [
      {
        "Type": "KCP",
        "Name": "Mangga Dua Mal",
        "Address": "Mangga Dua Mal No. RM. 49, Jl. Mangga Dua Raya,,,",
        "City": "Jakarta Pusat",
        "Country": "INDONESIA",
        "Latitude": "-6.137235",
        "Longitude": "106.824928",
        "Distance": "0"
        "E-Branch": "N"
        "WeekendBankingOperation": "Saturday&Sunday"
      },
      {
        "Type": "KCP",
        "Name": "Mangga Dua",
        "Address": "Pst. Perd. Grosir Psr Pagi Lt. 2 Bl. KA No. 001A-B,002 & 012, Jl. Arteri M.D.,,",
        "City": "Jakarta Utara",
        "Country": "INDONESIA",
        "Latitude": "-6.133801",
        "Longitude": "106.822994",
        "Distance": "437.63"
        "E-Branch": "N"
        "WeekendBankingOperation": "-"
      }
    ]
}

Notification

1. Notification Account Statement Offline

Service for BCA to send notification that File Statement is ready to download.

Request:

Field	DataType	Mandatory	Description
RequestID	String(21)	Y	ID for every request
AccountNumber	String(10)	Y	Requested Account Number
StartDate	String(10)	Y	Statement start date. Format: yyyy-MM-dd
EndDate	String(10)	Y	Statement end date. Format: yyyy-MM-dd

Response:

Field	DataType	Description
ResponseWS	String	Statement request ID
ResponseWS	String	Response from Co-Partner

NOTIFICATION ACCOUNT STATEMENT OFFLINE

Request

POST https://www.copartners.com/bca/async/statement

-H "X-Pass-Signature:b9125ab10816f6929d214c96ffca77dfd5a1ea13856362b85eeaeb70155"
-d "{
"RequestID": "h2hauto014_0000000551",
"AccountNumber": "0613004197",
"StartDate": "2019-02-20",
"EndDate": "2019-02-20",
}"

Response

{
    "RequestID" : "h2hauto014_0000000551",
    "ResponseWS" : "1",    
}

2. Notification for Rejection of Domestic Bank Transfer

Service for BCA to send notification for rejection of domestic bank transfer.

Request:

Field	DataType	Mandatory	Description
TransactionID	String(8)	Y	UUID as unique ID for every request.
TransactionDate	String(10)	Y	Transaction date. Format: yyyy-MM-dd.
TransferType	String(3)	Y	Transaction Type. Ex: LLG, RTG.
PPUNumber	String(5)	Y	PPU Number.
AccountNoFrom	String(10)	Y	Sender Account Number.
AccountNoTo	String(34)	Y	Receiver Account Number.
ReceiverBankCode	String(8)	Y	Receiver Bank SWIFT Code.
ReceiverName	String	Y	Receiver Name.
Amount	String(16)	Y	Transfer Amount. Format: Numeric, 13.2.
RejectStatusID	String	Y	Reject Description in Indonesian.
RejectStatusEN	String	Y	Reject Description in English.

Response:

Field	DataType	Description
ResponseWS	String	Response from Co-Partner

NOTIFICATION FOR REJECTION OF DOMESTIC BANK TRANSFER

Request

POST https://www.copartners.com/bca-ku/notif-tolakan

-H "X-Pass-Signature:b9125ab10816f6929d214c96ffca77dfd5a1ea13856362b85eeaeb70155"
-d "{
"TransactionID": "31222447",
"TransactionDate": "2018-07-05",
"TransferType": "LLG",
"PPUNumber": "FMLC",
"AccountNoFrom": "0103007001",
"AccountNoTo": "03300102020450",
"ReceiverBankCode": "BRINIDJA",
"ReceiverName": "Ripngatin",
"Amount": "1000000.00",
"RejectCode": "02",
"RejectStatusID": "Nomor rekening tidak terdaftar",
"RejectStatusEN": "Account number is not registered"
}"

Response

{
    "ResponseWS":"1"
}

3. Notification for Securities

Retrieve information of Account Statement of Investor Account for being debited or credited.

Request:

Field	DataType	Mandatory	Description
ExternalReference	String(32)	Y	Alphanumeric. Unique reference number for the request sent.
SeqNumber	String(14)	Y	Numeric. Identifier for the transaction.
AccountNumber	String(10)	Y	Numeric. The investor account number.
Currency	String(3)	Y	Currently always set to IDR
TxnDate	String(15)	Y	Numeric. In format ”mmddyyyy hhmmss”.
TxnType	String(4)	Y	Refer to table Transaction Type
TxnCode	String(1)	Y	D/C indicate debit or credit transaction.
AccountDebit	String(23)	Y	Numeric. The debited account (source of fund).
AccountCredit	String(23)	Y	Numeric. The credited account (transfer destination account).
TxnAmount	String(13.2)	Y	Numeric. Money nominal of the transfer.
OpenBalance	String(13.2)	Y	Numeric. Possible signed amount with - / + symbol.
CloseBalance	String(13.2)	Y	Numeric. Possible signed amount with - / + symbol.
TxnDesc	String(90)	Y	Any description.

Result of the request will contains following information:

No.	Transaction Type	Transaction Code	Description
1.	NTRF	D	Fund Transfer from KlikBCA Bisnis MFTS – Auto collection from KlikBCA Bisnis
		C	Fund Transfer from KlikBCA Bisnis, KlikBCA Individu, m-BCA, BCA by Phone, ATM, ATM Kiosk MFTS – Auto credit from KlikBCA Bisnis Cash deposit, Fund Transfer, Credit Note from Branch Deposit Clearing
2.	NINT	C	Interest Giro Service
3.	NREV	D	Credit Reversal
4.	NKOR	D	Debit Correction
		C	Credit Correction
5.	NTAX	D	Tax
6.	NCHG	D	Admin Fee

When Transaction Type (TxnType) value is NREV, the value of External Reference (ExternalReference) will be the same with the reversed transaction (the original transaction with same ExternalReference number but TxnType is NTRF).

Response:

Field	DataType	Description
ResponseWS	String	Flag received status. 0 : request successfully accepted and no internal error 1 : request unsuccessfully accepted and or some internal error occurred

NOTIFICATION FOR SECURITIES

Request

POST https://www.somesecurities.com/bca/investor-account/statement
{
"ExternalReference":"AAABBBCCCDDDEEEE1234567890123456",
"SeqNumber":"10023",
"AccountNumber":"5421036985",
"Currency":"IDR",
"TxnDate":"08252017 143801",
"TxnType":"NTRF",
"TxnCode":"C",
"AccountDebit":"1704000420",
"AccountCredit":"5421036985",
"TxnAmount":"200000.00",
"OpenBalance":"-150000.00",
"CloseBalance":"+50000.00",
"TxnDesc":"-"
}

Response

{
    "ResponseWS":"0"
}

Sakuku

1. Create Payment

This service used by merchant to sent transaction data, and in return merchant will get PaymentID. Your Request must contain following information:

Payload

Field	DataType	Mandatory	Description
MerchantID	String(5)	Y	Merchant ID
MerchantName	String(16)	Y	Merchant Name
TransactionID	String(18)	Y	Transaction Number generated by merchant
ReferenceID	String(40)	Y	Reference ID generated by merchant
RequestDate	String(24)	Y	Transaction Date generated by merchant. Format: yyyy-MM-ddTHH:mm:ss.SSSTZD (ISO 8601)
Amount	String(16)	Y	Amount of transaction
Tax	String(16)	N	Tax of transaction
CurrencyCode	String(3)	Y	Currency is on IDR
Description	String(100)	N	Description of transcation
CallbackURL	String(200)	N	User will be auto redirected to this URL’s merchant after finish the payment

Result of the request will contains following information:

Response

Field	DataType	Description
TransactionID	String(18)	Transaction number generated by merchant
PaymentID	String(40)	Payment ID is generated by BCA
LandingPageURL	String(200)	URL for merchant to redirect user to Sakuku Commerce

After merchant get LandingPageURL, merchant should redirect user to that url.
Sample Code in UAT:
https://sandbox.bca.co.id/login?PaymentID=14486EA88D493A92E0540021281A5568

POST /sakuku-commerce/payments

Request

POST /sakuku-commerce/payments HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer 45cfc1b6-9483-4265-bbb4-e4f8027cb4ce
Content-Type: application/json
Origin: Example.com
X-BCA-Key: bd818a9b-b5ba-44ed-8fd4-dfe378ac6db5
X-BCA-Timestamp: 2015-04-29T09:54:00.234+07:00
X-BCA-Signature: bd818a9bb5ba44ed8fd4dfe378ac6db5

{
     "MerchantID":"89000",
     "MerchantName":"Merchant One",
     "Amount":"100.22",
     "Tax":"0.0",  
     "TransactionID":"156479",  
     "CurrencyCode":"IDR",         
     "RequestDate":"2015-04-29T09:54:00.234+07:00",
     "ReferenceID":"123465798"   
}

Response

{
      "TransactionID": "156479",
      "PaymentID": "14486EA88D493A92E0540021281A5568",
      "LandingPageURL": " https://sandbox.bca.co.id/login?PaymentID=14486EA88D493A92E0540021281A5568"
}

2. Payment Status

This service provided for merchant to get status of payment transaction. Your Request must contain following information:

Payload

Field	DataType	Description
MerchantID	String(5)	Merchant ID
PaymentID	String(40)	PaymentID is generated by BCA

Please use this value for sandbox:
MerchantID : 89000
PaymentID : 0FE117D539DF610FE0540021281A5568,
0EF6B4797D484FCEE0540021282850A9,
13CF67DFB0ECA628E0540021282850A9,
1C8BF0C127DE1FA8E0540021282850A9

Result of the request will contains following information:

Response

Field	DataType	Description
PaymentID	String(40)	PaymentID of transaction
Amount	String(16)	Amount of transaction
RequestDate	String(24)	Date of transaction. Format: yyyy-MM-ddTHH:mm:ss.SSSTZD (ISO 8601)
PaymentStatus	String(2)	00: Success, 01: Failed, 11: On Process
ReasonStatus
Indonesian	String(500)	Reason status in Indonesian
English	String(500)	Reason status in English

GET /sakuku-commerce/payments/{MerchantID}/{PaymentID}

Request

GET /sakuku-commerce/payments/89000/0FE117D539DF610FE0540021281A5568 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

Response

{
"PaymentID": "0FE117D539DF610FE0540021281A5568",
"Amount": "10000.00",
"RequestDate": "2015-02-25T16:39:19.234+07:00",
"PaymentStatus": "11",
"ReasonStatus": {
    "Indonesian": "Transaksi sedang dalam proses",
    "English": "Transaction on process"
  }
}

Virtual Account

1. Inquiry Status Payment

You can see the list of payment status that are owned by the customers. The data will be automatically queried between D-day (hari H) until D-2 day (H-2 / the day before yesterday), with maximum records returned are 10 rows. Your Request must contain following information:

Request:

Field	DataType	Mandatory	Description
CompanyCode	String(5)	Y	BCA create a unique code to identify Company who registered in BCA.
CustomerNumber	String(18)	Y	VA CustomerNumber (the bill number given by the Merchant.
RequestID	String(30)	Y	Unique transaction identifier which generated by BCA and part or the flag payment response.

Result of the request will contains following information:

Response:

Field	DataType	Description
TransactionData
TransactionDate	String(29)	Time when customer do the payment.
TotalAmount	String(16)	Total amount of transaction from merchant
PaidAmount	String(16)	Total amount of paid transaction by the customer (can be different for multi bills transaction)
PaymentFlagStatus	String(10)	Status of flagging to merchant.
RequestID	String(30)	Unique ID generated by BCA
Reference	String(15)	Reference ID for payment. (only for non multi bills)
DetailBills
BillNumber	String(18)	Reference ID for each bills in a transaction. Generated by Merchant
BillReference	String(15)	Reference ID for each bills in a transaction. Generated by BCA. (multi settlement and multi bills)

GET /va/payments?CompanyCode=10111&RequestID=201711101617000000700000000001

Request

GET /va/payments?CompanyCode=10111&RequestID=201711101617000000700000000001 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]


REQUEST FOR INQUIRY BY CUSTOMER NUMBER

GET /va/payments?CompanyCode=10111&CustomerNumber=12345 HTTP/1.1
Host: sandbox.bca.co.id
Authorization: Bearer [access_token]
Content-Type: application/json
Origin: [yourdomain.com]
X-BCA-Key: [api_key]
X-BCA-Timestamp: [timestamp]
X-BCA-Signature: [signature]

Response

{
  "Transaction Data":
	 [{
		"DetailBills": 
		[{
			"BillReference": "",
			"BillNumber": "12345"
		}],
		"RequestID": "201711100000000000700000000001",
		"TransactionDate": "2017-11-10T16:17:00.000+07:00",
		"PaymentFlagStatus": "Success",
		"Reference": "01234567890",
		"TotalAmount": "100000",
		"PaidAmount": "100000"
	}]
}

RESPONSE FROM INQUIRY BY CUSTOMER NUMBER

{
  "Transaction Data":
	 [{
		"DetailBills": 
		[{
			"BillReference": "",
			"BillNumber": "12345"
		}],
		"RequestID": "201711100000000000700000000001",
		"TransactionDate": "2017-11-10T16:17:00.000+07:00",
		"PaymentFlagStatus": "Success",
		"Reference": "01234567890",
		"TotalAmount": "100000",
		"PaidAmount": "100000"
	},
	{
		"DetailBills":[], 
		"RequestID": "201711100000000000700000000002",
		"TransactionDate": "2017-11-10T16:18:00.000+07:00",
		"PaymentFlagStatus": "Success",
		"Reference": "01234567891",
		"TotalAmount": "500000",
		"PaidAmount": "500000"
	},
	{
		"DetailBills": 
		[{
			"BillReference": "00000000001",
			"BillNumber": ""
		}, 
		{
			"BillReference": "00000000002",
			"BillNumber": ""
		}, 
		{
			"BillReference": "00000000003",
			"BillNumber": ""
		}], 
		"RequestID": "201711100000000000700000000003",
		"TransactionDate": "2017-11-10T16:19:00.000+07:00",
		"PaymentFlagStatus": "Failed",
		"Reference": " ",
		"TotalAmount": "20000",
		"PaidAmount": "20000"
	}]
}